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Isoftware Yokuqoqa Imali Yasemfundweni e-SA: Ehlanganisiwe vs Estandalone

Fundisa Team 3 imizuzu ukufunda
Isoftware Yokuqoqa Imali Yasemfundweni e-SA: Ehlanganisiwe vs Estandalone

Abaphathi bezimali nabaphathi bezikole bavame ukuchitha amahora eviki ngayinye befanisa izinkokhelo nama-akhawunti abafundi, bephusha abazali ngezimali ezingakhokhelwa, futhi belungisa izitatimende zebhange namarekhodi ephepha. Ukukhetha isoftware yokuqoqa imali yasemfundweni e-SA ehlanganisiwe (ngaphakathi kwenkhundla yokuphatha isikole) noma e-standalone kuthinta umsebenzi wansuku zonke, ukuqonda kokulungisa nokubika ku-SGB. Lomhlahlandlela uqathanisa ukuqoqwa kwemali okuhlanganisiwe nebethuluzi zokukhokha ezi-standalone: Ozow ne-PayShap, ukucubungula i-EFT, ukulungisa okuzenzakalelayo, izikhumbuzi zokukhokha nokuthinta umthwalo wokuphatha nokulandela i-SASA.

Ukuqoqa Imali Yasemfundweni e-SA

Isoftware yokuqoqa imali yasemfundweni isho izinhlelo zedijithali ezivumela izikole ukuthola, ukulandelela nokuphatha izinkokhelo zemali kubazali neziguli. Lezi zinhlelo ziphatha izindlela eziningi zokukhokha, zikhiqiza ama-invoice nezitatimende, zilandelela amabhalansi asele, zithumele izikhumbuzi zokukhokha futhi zilungise izintengiso nezitatimende zebhange. E-SA, isoftware ephumelelayo kufanele isekele: imali, ama-cheque, i-EFT, Ozow, PayShap, ama-debit order, ukulungisa nokulandela i-SASA. Ukukhetha phakathi kwezixazululo ezihlanganisiwe nezi-standalone kuthinta indlela la makhono asebenza ndawonye.

Ehlanganisiwe vs Estandalone

Uhlelo oluhlanganisiwe lufakwe enkundleni yokuphatha isikole, luxhumanisa ukucubungula izinkokhelo ngqo namarekhodi abafundi nokuphatha izimali. Amathuluzi e-standalone asebenza ngokuzimela futhi adinga ukudlulisa idatha yokukhokha ngokwesandla emarekhodini abafundi.

Uhlelo oluhlanganisiwe: Amarekhodi abafundi axhumene nama-akhawunti zemali; Ozow, PayShap, EFT nemali kurekhodwa ngqo; ukulungisa okuzenzakalelayo; amabhalansi abuyekeza ngokushesha; imibiko ehlanganisiwe; izikhumbuzi nezaresi zixhumene nolwazi lwabazali. Izinzuzo: Ukugeleza kwedatha okusheshayo, ukulungisa okuzenzakalelayo, ukubona izimali ngesikhathi sangempela, umthwalo wokuphatha ophansi, indlela enhle kubazali, ukubika okubanzi, ukukhululwa emalini okuzenzakalelayo, ukusekelwa kwezindlela eziningi zokukhokha.

Amathuluzi e-standalone: Abazali bakhokha nge-Ozow, PayShap noma i-EFT; ithuluzi lirekhoda kodwa alixhumani namarekhodi abafundi; ukulungisa ngesandla; ukufaka kabili; imibiko ehlukene; ukusebenza okulinganiselwe. Imikhawulo: Umthwalo wokulungisa ngesandla, ukuphindaphinda ukufaka, amabhalansi abuyekeza kusilele, imibiko ehlukene, izingoti zamaphutha, ukuhlanganisa okuyinkimbinkimbi.

Ukuqhathanisa: Ohlanganisiwe: Ozow, PayShap, EFT, ama-debit order, imali kuhlelo olulodwa; ukulungisa okuzenzakalelayo; amabhalansi ngesikhathi sangempela; ukufaka okukodwa; ukulandela i-SASA okwakhiwe. E-standalone: ukulungisa ngesandla; ukufaka kabili; imizuzu eviki ngesikhathi (ohlanganisiwe) vs amahora eviki (standalone).

Ozow, PayShap, EFT Nokulungisa

Ozow kuhlelo lokuphawula lase-SA. Ohlanganisiwe: ukufanisa okuzenzakalelayo, izaziso ngesikhathi sangempela, amabhalansi abuyekeza ngokushesha. E-standalone: ukufanisa ngesandla, ukubuyekeza kusilele. Ukulungisa kuncipha ngo-80-90% ngohlanganisiwe.

PayShap i-instant payment ye-BankservAfrica. Ohlanganisiwe: izinkokhelo ngesikhathi sangempela, ukulungisa okuzenzakalelayo, izindleko eziphansi. E-standalone: ukufanisa ngesandla, ukubika okuhlukene.

EFT iseyindlela evamile. Ohlanganisiwe: izinombolo zereferensi eziqhelekile, ukufanisa okuzenzakalelayo, ukungenisa izitatimende zebhange. E-standalone: ukulungisa ngesandla, amahora eviki. Ohlanganisiwe unciphisa ukusuka kwamahora ayi-5-10 eviki kuya kumizuzu engu-30-60.

Ukulungisa okuzenzakalelayo: Inkokhelo itholiwe ngereferensi yomfundi; idatha ingenisiwe; isistimu ifanisa; ibhalansi ibuyekeza; umzali uthola ukuqinisekiswa. Izinzuzo: isikhathi, ukuqonda, ukubona ngesikhathi sangempela, umugqa wokucwaninga. E-standalone: 5-10 amahora eviki, izingoti eziphezulu.

Izikhumbuzi zokukhokha: Ohlanganisiwe: izikhumbuzi ezenzakalelayo, izitatimende, ulwazi lomfundi nesenani. E-standalone: ukukhomba ngesandla nokuthumela.

Izindleko Nokukhetha

Ohlanganisiwe: Ngokuvamile R50-R200 umfundi ngonyaka, kuhlanganise i-Ozow, PayShap ne-EFT. Ukusetha nokuqeqeshwa kufakwe. E-standalone: Isibonelelo sethuluzi (R500-R2000 ngenyanga), isoftware yokuphatha (R30-R150 umfundi), ukuhlanganisa (R10,000-R50,000). Ohlanganisiwe ngokuvamile kube 20-40% ngaphansi.

Khetha ohlanganisiwe uma: Ufuna ukusebenza kahle, ukuqonda, ukubika okubanzi, indlela enhle kubazali, ukulandela i-SASA, izinsiza ze-IT ezilinganiselwe. Cabanga e-standalone uma: Unesoftware kepha ayisekeli Ozow/PayShap, unezidingo ezikhethekile, unamandla obuchwepheshe.

Ezikoleni eziningi zase-SA, ohlanganisiwe unikeza ukusebenza kahle, ukuqonda nokushiba kwezindleko. Bheka Fundisa ukuthi isiza kanjani izikole ukuzenzakalela ukuqoqwa kwemali nge-Ozow ne-PayShap, ukulandelela ukukhululwa nokubika ku-SGB. Okunye: amasu okuqoqa imali, ukukhululwa emalini e-SA, umhlahlandlela we-SGB.

Imibuzo Evame Ukubuzwa

Ingabe ngangisebenzisa Ozow noma PayShap namathuluzi e-standalone? Yebo, amathuluzi amaningi ayasekelayo kodwa ukulungisa kuyadesandla; ohlanganisiwe ufanisa ngokuzenzakalelayo.

Kuthatha isikhathi esingaki ukulungisa? Ohlanganisiwe: 30-60 imizuzu eviki. E-standalone: 5-10 amahora eviki (izikole ezingama-200-500 izinkokhelo ngenyanga).

Ingabe ohlanganisiwe kudala kakhulu? Hhayi njalo. Izindleko zephelele zivame ukuba 20-40% ngaphansi ohlanganisiwe.

Ingabe ngangihlanganisa amathuluzi e-standalone nesoftware yami? Yebo, kodwa ukuhlanganisa kudinga ukuthuthukiswa, i-API nokulondoloza. R10,000-R50,000 ekuqaleni. Ukushintshela ohlanganisiwe kuvame ukuba ngezindleko ngaphansi.

Itlolwe ngu

Fundisa Team

Sixhumaneni