Ukuthuthukiswa Kwe-Sectional Title eNingizimu Afrika: Umhlahlandlela Womthuthukisi

I-sectional title siyisisekelo sezomthetho seminingi yamabhulokhi wamafulethi, amakhompleksi e-townhouse, kanye nokuthuthukiswa kwezindlu zokuhlala okunamayunithi amaningi eNingizimu Afrika. Uma uthuthukisa noma yini enye ngaphandle kwezindlu ezizimele ezindaweni ezahlukene, cishe uqinisile ukuthi uthuthukisa ngaphansi kwe-sectional title, futhi imithetho eyilawulayo — i-Sectional Titles Act nemithetho ehlobene nayo — yakha uhlelo ngezindlela i-freehold engenzi ngazo. Umthuthukisi ophatha uhlelo lwe-sectional title njengomugqa wezindlu uzomangala, ngokuvamile ngesikhathi esibi kunazo zonke, ngerejista, amaphesenti okubamba iqhaza kanye ne-body corporate.

Lo mhlahlandlela uhambisa abathuthukisi ohlelweni lwe-sectional title kusukela emhlabeni kuya ekuvulweni kwerejista, uchaza imiqondo eyenza i-sectional title ihluke kanye namaphuzu lapho indlela yokuthuthukisa ihlukana khona nokwakhiwa kwe-freehold.

Yini Ngempela I-Sectional Title

Ekuthuthukisweni kwe-freehold, umthengi ngamunye unesiqinti esithile somhlaba nanoma yini eyakhiwe kuso. I-sectional title isebenza ngokwahlukile: umthengi uba nesigceme — ngokuvamile iyunithi ngaphakathi kwesakhiwo — kanye nesabelo esingahlukaniswa empahleni ehlanganyelwe, futhi uhlelo lonke lulawulwa yi-body corporate lapho wonke umnikazi ekuyo. Lolu hlaka yilo olwenza amafulethi namakhompleksi e-townhouse kube khona, ngoba luvumela ubunikazi bomuntu ngamunye bamayunithi ahlanganyela umhlaba, isakhiwo, kanye nezinsiza.

Leso sici esihlanganyelwe siyinhliziyo ye-sectional title kanye nomthombo weningi lenkimbinkimbi yayo. Impahla ehlanganyelwe, amaphesenti okubamba iqhaza, izindawo zokusetshenziswa okukhethekile kanye ne-body corporate yimiqondo engenaso isilinganiso sangempela ohlelweni lwe-freehold, futhi kufanele kuklanywe futhi kuphathwe kusukela ekuqaleni kokuthuthukiswa, hhayi kwengezwe ekugcineni.

Imiqondo Eyinhloko Okumele Umthuthukisi Ayiqonde

Imiqondo embalwa ihamba kuwo wonke ukuthuthukiswa kwe-sectional title, futhi ukuyithola ilungile kusenesikhathi kugwema izinkinga kamuva.

I-sectional plan, elungiselelwe umlinganisi womhlaba, yehlukanisa isakhiwo ibe yizigceme kanye nempahla ehlanganyelwe futhi inikeza isigceme ngasinye iphesenti lokubamba iqhaza. Iphesenti lokubamba iqhaza lingaphezu kokuyinto encane engabalulekile: linquma isabelo somnikazi ngamunye empahleni ehlanganyelwe, isabelo sakhe samalevi neminikelo, kanye namandla akhe okuvota ku-body corporate. Izindawo zokusetshenziswa okukhethekile — indawo yokupaka, ingadi, indawo yokugcina eyabelwe iyunithi ethile — yimpahla ehlanganyelwe egodliwe ukuze isetshenziswe umnikazi oyedwa, futhi kufanele kubhalwe ngokunembile ngoba kuthinta womabili amalungelo neminikelo. I-body corporate yinhlangano evela ukuze ilawule uhlelo, futhi ithola noma yini umthuthukisi ayinikeza khona.

Uchungechunge Lokuthuthukiswa

Ukuthuthukiswa kwe-sectional title kulandela inqubo ejwayelekile yezindlu zokuhlala — umhlaba, ukuhlolwa kokwenzeka, izimvume, ukuklanywa, ezezimali, ukwakha — kodwa ngomzila owengeziwe wezomthetho ohamba kuyo yonke le nqubo.

Uhlelo luklanywa futhi, lapho kudingeka, lugunyazwe ngenqubo ejwayelekile yokuhlela idolobha. Njengoba isakhiwo sakheka, umlinganisi womhlaba ulungiselela i-sectional plan ebonisa izigceme ezakhiwe ngempela kanye nempahla ehlanganyelwe. I-sectional plan iyahlolwa futhi igunyazwe, kanti irejista ye-sectional title livulwa e-Deeds Office, okuyilapho amayunithi eba khona ngokomthetho njengezakhiwo ezihlukene, ezingadluliselwa. Abathengi asebezibophezele phakathi nokwakhiwa bangase-ke bathole ukudluliswa kwamayunithi abo ngommeli wokudlulisela, futhi i-body corporate iba khona lapho ubunikazi budlulela okokuqala kumthengi ongesiye umthuthukisi.

Iphuzu elibalulekile ukuthi umzila wezomthetho nomzila wokwakha kufanele bahlale behambisana. Iyunithi ayikwazi ukudluliswa ngaphambi kokuba irejista ivulwe; irejista incike ku-sectional plan; iphlani ibonisa lokho okwakhiwe ngempela. Iphutha ekwakhiweni liyandela emzileni wezomthetho, yingakho uhlelo lwe-sectional title ludinga ukuxhumana okuqinile kunolwe-freehold.

Ukusungula I-Body Corporate Kahle

I-body corporate yiyo umthuthukisi anikela ngayo ekugcineni, futhi ukudlulisa okulungiselelwe kahle kuwumehluko phakathi kokuphuma kahle nonyaka wokuqala wezingxabano. Kudinga imithetho, isabelomali sokuqala esakhelwe ezindlekweni zangempela zokusebenza, uhlelo lokugcinwa olwaziswa ngalokho okwakhiwe ngempela, kanye nesethi ephelele yamadokhumenti ehlanganisa amaphlani okwakhiwa ngempela nama-warranty. Amaphesenti okubamba iqhaza nezindawo zokusetshenziswa okukhethekile kufanele kube munye futhi kuhambisane, ngoba yikho okuqhuba amalevi kusukela osukwini lokuqala.

Abathuthukisi abaqoqa lelipakethe lokudlulisa njengoba uhlelo luqhubeka banikela ngenhlangano esebenzayo. Labo abakushiya kuze kube sekugcineni bakwakha kabusha ngokusuka kwi-imeyili nasenkumbulweni ngqo ngesikhathi bezama ukuqhubekela phambili, futhi abanikazi abasha bathola izikhala.

Lapho Ukuthuthukiswa Kwe-Sectional Title Kuphuthelwa Khona

Ukwehluleka okuphindaphindekayo kuqondene ncintayo nohlaka lwesakhiwo. Amaphesenti okubamba iqhaza noma izindawo zokusetshenziswa okukhethekile ezingenambo kudala izingxabano zamalevi namalungelo eziphuma kuphela ngemuva kokuba abanikazi sebengenile. Ukudlulisa amayunithi ngaphambi kokuba aqedwe futhi ahambisane ngempela ngokomthetho kunikeza abathengi inkinga abayithathayo manje. Ukungahambisani phakathi kokwakha nomzila wezomthetho kubambezela ukuvulwa kwerejista, ngakho-ke nokudluliswa ngakunye. Futhi ukunikela i-body corporate irekhodi elingaphelele kucekela phansi ubuhlobo futhi kungashiya izibopho zokugcinwa zingacacile. Ngayinye yalezi izinto ingagwenywa ngokulandelela okunobuhlakani, kuyunithi ngayinye, kuwo wonke umsebenzi wokuthuthukisa.

Amalevi Nonyaka Wokuqala We-Body Corporate

Lokho i-body corporate elikuthola onyakeni wayo wokuqala kuncike kakhulu ezinqumeni umthuthukisi azithathayo phakathi nesikhathi soHlelo, futhi ukuthola lokhu ilungile kuyingxenye yokudlulisa okuhlanzekile. Ibhajethi yamalevi yokuqala kufanele yakhelwe ezindlekweni zangempela zokusebenza — umshuwalense, ukugcinwa, ukuphathwa, ukondliwa kwempahla ehlanganyelwe — kunokuba yisibalo esithembekile esibekwe phansi ukwenza amayunithi abe lula ukuwathengisa. I-body corporate eqala ngelevi elingaxhaswanga ngokwanele ingena enkingeni ngokushesha, kufanele iphakamise amalevi ngokushesha noma icele iminikelo ekhethekile, futhi kucekela phansi ubuhlobo nalabo kanye abanikazi umthuthukisi abebethengisela bona.

Amaphesenti okubamba iqhaza, amisiwe ku-sectional plan, aqhuba isabelo samalevi somnikazi ngamunye, ngakho kufanele abe nembile futhi avikeleke. Izindawo zokusetshenziswa okukhethekile kufanele kubhalwe ngokuhlanzekile, ngoba zithinta iminikelo namalungelo. Uhlelo lokugcinwa kufanele lubonise lokho okwakhiwe ngempela, luncike kurekhodi lokwakhiwa ngempela nolwazi lwe-warranty lwesigaba sokwakha, ukuze i-body corporate lazi ukuthi liphendulela kuphi ekugcinweni, nokuthi nini.

Umthuthukisi oqoqa lesi sithombe njengoba uhlelo luqhubeka unikela nge-body corporate elingasebenza kusukela osukwini lokuqala: ibhajethi ethembekile, amaphesenti ahlanzekile, uhlelo lokugcinwa olunengqondo kanye nesethi ephelele yamadokhumenti. Umthuthukisi oshiya lokhu kuze kube sekugcineni ukwakha kabusha ngokusuka enkumbulweni nase-imeyili ngqo ngesikhathi ezama ukuphuma, futhi abanikazi abasha bathola izikhala. Ngenxa yokuthi umthuthukisi ubamba amayunithi angathengiswanga futhi asale ehileleke ku-body corporate yokuqala, lezi zikhala zivame ukuba yinkinga yomthuthukisi ngokwakhe ngaphambi kokuba aphume ngokugcwele ohlelweni.

Indlela Isoftware Esekela Ngayo Uhlelo Lwe-Sectional Title

Uhlelo lwe-sectional title luwuhlelo olunamayunithi amaningi nemizila eminingi lapho iyunithi ngayinye idinga irekhodi layo — isimo sokwakha, ukuhambisana nemithetho, ukuthengisa, ukulungela ukudluliswa — okuqoqana kube uhlelo olulawulwa yi-body corporate. Lokhu kuwuhlobo lohlaka olucindezela amathuluzi ajwayelekile futhi luvuze isoftware eyakhelwe injongo ethile. I-Wakha yakhelwe ukuthuthukiswa kwezindlu zokuhlala okunamayunithi amaningi eNingizimu Afrika, ibamba uhlelo, ibhajethi ye-ZAR ne-cash flow, idayari yasesayithini, ukuhambisana kwe-NHBRC ne-B-BBEE, kanye nezitifiketi zezinkokhelo ze-JBCC/NEC/GCC kurekhodi elilodwa, ngokucabanga ngamayunithi amaningi nezindleko ezihlanganyelwe uhlelo lwe-sectional title olukuncike kukho.

Uma uthuthukisa ngaphansi kwe-sectional title futhi irejista lakho lamayunithi lihlala kusheethi, bona indlela i-Wakha egcina ngayo ukwakha namayunithi kuhambisana: hlola i-Wakha.

Imibuzo Evame Ukubuzwa

Yini Ukuthuthukiswa Kwe-Sectional Title?

Ukuthuthukiswa kwe-sectional title kudala uhlelo lapho abathengi behlala benezigceme ezizimele — ngokuvamile amayunithi esakhiweni — kanye nesabelo empahleni ehlanganyelwe, konke kulawulwa yi-body corporate. Yiso isakhiwo sezomthetho esisemuva kwamabhulokhi wamafulethi namakhompleksi e-townhouse eNingizimu Afrika, esilawulwa yi-Sectional Titles Act, futhi sihluke ngokuyisisekelo kusukela ekuthuthukisweni kwe-freehold lapho umthengi ngamunye enesiqinti esizimele somhlaba.

Iyini Iphesenti Lokubamba Iqhaza?

Iphesenti lokubamba iqhaza inani elinikezwa isigceme ngasinye ku-sectional plan elinquma isabelo somnikazi empahleni ehlanganyelwe, isabelo sakhe samalevi neminikelo, kanye namandla akhe okuvota ku-body corporate. Ngenxa yokuthi liqhuba womabili amalungelo nemali, ukuthola amaphesenti okubamba iqhaza enembile kungenye yezingxenye ezibaluleke kakhulu zokusungula uhlelo lwe-sectional title.

I-Body Corporate Iba Khona Nini?

I-body corporate iba khona lapho ubunikazi beyunithi budlulela okokuqala kusukela kumthuthukisi kuya komunye umthengi. Kusukela kuleso sikhathi kuba khona inhlangano yangempela yezomthetho enemithetho, ibhajethi kanye nesibopho sokugcinwa, yingakho ikhwalithi yephakethe lokudlulisa umthuthukisi alungiselelayo — imithetho, ibhajethi yokuqala, uhlelo lokugcinwa namadokhumenti — kubaluleke kangaka.

Umehluko Yini Phakathi Kwe-Sectional Title Ne-Freehold?

Ku-freehold, umthengi unesiqinti esithile somhlaba nalokho okwakhiwe kuso. Ku-sectional title, umthengi unesigceme ngaphakathi kohlelo kanye nesabelo empahleni ehlanganyelwe, futhi ungowe-body corporate elawula izici ezihlanganyelwe. I-sectional title iletha amaphesenti okubamba iqhaza, izindawo zokusetshenziswa okukhethekile kanye ne-body corporate, okungekho nakancane ohlelweni lwe-freehold.

Ngingawadlulisa Yini Amayunithi Ngaphambi Kokuba Uhlelo Lonke Luqedwe?

Amayunithi angadluliswa uma irejista ye-sectional title selivuliwe futhi iyunithi ngalinye seliqediwe futhi lihambisana ngokomthetho, okuvame ukusho ukuthi ukudluliswa kwenzeka ngezigaba njengoba amayunithi eqeda, kunokuba konke kwenzeke kanyekanye. Yingakho ukulandelela ukulungela ukudluliswa kweyunithi ngalinye — ukwakha kuqediwe, amaphutha avaliwe, ukuhambisana kufakiwe — kugcina ukudluliselwa kuhamba phambili kunokulinda uhlelo lonke.

Kungani I-Sectional Title Idinga Ukuxhumana Okwengeziwe Kune-Freehold?

Ngoba umzila wezomthetho — i-sectional plan, ukuvulwa kwerejista, ukudluliswa ngezigaba — uhamba eceleni kokwakha futhi uncike kuko. Iyunithi ayikwazi ukudluliswa ngaphambi kokuba irejista ivulwe, irejista incike ku-sectional plan eyakhiwe ngempela, futhi i-body corporate ithola noma yini enikelwe kuyo. Iphutha ekwakhiweni liyandela emzileni wezomthetho, ngakho le mizila emibili kufanele igcinwe ihambisana ngokuqinile.

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