Yoco vs iKhokha Kumarestaurant | Izindleko, Izici Nokufaneleka
Ukukhetha umhlinzeki wekhadi ongalungile futhi ubophe izindleko ezidla imargin encane, kukhawule izindlela zokukhokha amakhasimende akho asebenzayo, noma uphoqe ukuhlanganisa ngesandla phakathi kwe-till yakho nedivayisi yokukhokha. Amagama amabili adlula emkhakheni wezinkokhelo ze-SME eNingizimu Afrika: Yoco ne-iKhokha. Kabanini bamarestaurant, umbuzo wangempela Yoco vs iKhokha kumarestaurant — uphi ofanele i-till yakho, ivolumu yakho, nesabelo sakho?
Le ndluya iqhathanisa kokubili: umlando wekampani, ihadiwe namanani, izici ezikhethekile kumarestaurant, nohlaka lwesinqumo ocacile. Siphinde sikhombise kungani impendulo ehle kakhulu ingaba “akukho ngokukhethekile” — i-POS ehlanganisa kokubili (kanye ne-PayShap, i-Ozow, i-SnapScan, ne-Capitec Pay) isusa inkinga yokukhetha futhi ikugcina ulawula indlela okhokhelwa ngayo.
Uhlolovo Lwe-Yoco
I-Yoco i-fintech yaseKapa esungulwe ngo-2015. Sekhule yakhonza amabhizinisi angaphezu kuka-200,000 aseNingizimu Afrika, futhi ngaphezu kuka-80% wabathengisi bayo bamukela izinkokhelo zekhadi okokuqala. Lokho kukutshela: i-Yoco yenze ukwamukela amakhadi kutholakale kubabhizinisi abancane ababevele bethembela kuphela emalini.
Izinketho zehadiwe
- Yoco Go — umfundi wekhadi ohlangene ohambisana neselula yakho noma ithabulethi. Kuhle ukukhonza ekhawuntini, ama-pop-up, namarestaurant amancane.
- Yoco Khumo — itherminali yekhawunti ephelele nesikrini esifakelwe. Kufanele amarestaurant asebenzayo afuna idivayisi yokukhokha ekhethekile ngaphandle kokuthembela kuselula.
Ihadiwe ngokuvamile R699–R749 ngokuqala ngamadivayisi asezingeni lokuqala. Azikho izindleko zenyanga ohlelweni oluyisisekelo — ukhokha ngoshintsho ngalunye.
Amanani
- Ngokuqala: R699–R749 ye-Go reader; i-Khumo namanye amatherminali kubiza kakhulu.
- Izindleko zoshintsho: Cishe 2.75–2.95% ngoshintsho lwekhadi (kuyahluka ngohlelo nevolumu).
- Izindleko zenyanga: Azikho ohlelweni olujwayelekile.
Izici ezikhethekile kumarestaurant
- Table by Yoco — ukuphatha amatafula noku-oda okungezelelwe kumarestaurant okuhlala phansi. Abasebenzi bangathumela ama-oda ekhibhishini futhi balandelele isimo setafula iselula noma ithabulethi; lapho sekufanele ukhokhe, umfundi wekhadi ukhona. Iyasiza ukudla okujwayelekile namavenyu amancane naphakathi.
- Uku-oda ku-inthanethi — amukela ama-oda nezikokhelo ku-inthanethi.
- Ukuxhumanisa ne-POS yakho — I-Yoco ihlanganisa nezistimu ze-POS eziningana (kuhlanganise uTafela) ukuze izinkokhelo zigeleze ngqo ku-till yakho nokubika.
Izindlela zokukhokha ezisekelwayo
I-Visa, i-Mastercard, i-tap-and-go (contactless), i-Apple Pay namanye ama-wallet edijithali.
Isivinini sokukhokha
Imali ngokuvamile ifinyelela ku-akhawunti yebhange lakho ngaphakathi kwezinsuku ezi-1–2 zomsebenzi.
Uhlolovo Lwe-iKhokha
I-iKhokha iphinde iseKapa futhi igxile kuma-SME aseNingizimu Afrika. Inikeza amashini amakhadi, isofthiwe ye-POS, nohlu lwezinkonzo ezingezelelwe ezedlula ukuthatha amakhadi.
Amanani: ama-tier amathathu
- Starter / ukuqala: Indleko yenyanga ephansi (noma pay-as-you-go), nezinzengo zoshintsho. Kuhle amarestaurant amasha noma anevolumu ephansi.
- Growth: Iphakathi nenyanga (cishe R660–R800/inyanga kuya ngebhodi) nezinga elingcono loshintsho.
- Premium / ibhizinisi: Iphakathi ephezulu (cishe R960/inyanga noma ngaphezulu) nezinzengo zoshintsho eziphansi kakhulu. Izinzengo zoshintsho zivame cishe 2.75–2.95%, efana ne-Yoco.
Izici zerestaurant
Ukwamukela amakhadi kuzo zonke amadivayisi; i-loyalty namareward — i-iKhokha inikeza amathuluzi ohlelo lwe-loyalty. Izin konzo ze-prepaid — i-airtime, ugesi, nezinye imikhiqizo ye-prepaid kusukela edivayisi efanayo.
Ukuqhathanisa Eduze
| Isici | Yoco | iKhokha |
|---|---|---|
| Indleko yehadiwe | R699–R749 (Go); i-Khumo iphezulu | R699–R749 ezingeni lokuqala; amabhodi ayatholakala |
| Izindleko zenyanga | Azikho ohlelweni oluyisisekelo | Azikho ekuqaleni; R660–R960/inyanga kuma-growth nama-premium |
| Izinzengo zoshintsho | ~2.75–2.95% | ~2.75–2.95% |
| Isivinini sokukhokha | Izinsuku ezi-1–2 zomsebenzi | Izinsuku ezi-1–2 zomsebenzi |
| Izinkokhelo ezisekelwayo | Visa, Mastercard, tap, Apple Pay | Visa, Mastercard, tap |
| Kungcono kakhulu | Amarestaurant amancane, abamukeli amakhadi okokuqala | Amarestaurant afuna amathuluzi e-loyalty, i-prepaid, noma amabhodi anyanga aqondile |
Kungcono Uphi Erestrant Yakho?
Khetha i-Yoco uma… usebenza indawana encane (indawo eyodwa, ikhawunti noma amatafula ambalwa) futhi ufuna izindleko zilula. Indleko ephansi ngokuqala nengeno zenyanga zibaluleke kakhulu. I-Apple Pay ne-tap-and-go zibalulekile. Uyamukela amakhadi okokuqala futhi ufuna ibhrendi ethembekile.
Khetha i-iKhokha uma… ufuna ihadiwe nezindleko zibhodi ohlelweni lwenyanga oluqondile. I-loyalty namareward kubalandeli abaphindayo yinto ebalulekile. Ufuna ukuthengisa i-airtime ye-prepaid noma ugesi kusukela edivayisi efanayo. Ukhetha indleko yenyanga eqondile nezinzengo zoshintsho eziphansi kuma-tier aphezulu.
Kungathi Ungabi Bobili?
Awudingi ukukhetha umhlinzeki owodwa unaphakade. Ezinye izistimu ze-POS zivumela ukuhlanganisa abahlinzeki abaningi bokukhokha. UTafela uhlanganisa i-Yoco, i-iKhokha, i-PayShap, i-Ozow, i-SnapScan, ne-Capitec Pay kusukela ku-POS eyodwa. Ungasebenzisa i-Yoco kutherminali eyodwa ne-iKhokha kwenye, noma ushintshe kamuva ngaphandle kokushintsha i-till yakho yonke. Bheka izistimu ze-POS zamarestaurant amahle kakhulu eNingizimu Afrika noma umhlahlandlela wokudonsa amandla.
Imibuzo Evame Ukubuzwa
Ngingasebenzisa kokubili i-Yoco ne-iKhokha erestrant yakho?
Yebo. Uma i-POS yakho isekela ukuhlanganiswa okuningi, ungangasebenzisa i-Yoco kwamanye amatherminali ne-iKhokha kwabanye. Tafela isekela kokubili.
Yini izindleko zoshintsho ze-Yoco vs iKhokha?
Kokubili ngokuvamile zikhokhisa cishe 2.75–2.95% ngoshintsho lwekhadi ohlelwini lokuqala noma olujwayelekile. Ama-tier e-growth ne-premium e-iKhokha anganikeza izinga eziphansi ngenzengo yenyanga.
Umshini wekhadi osheshayo kakhulu kumarestaurant amancane ungubani?
I-Yoco Go – indleko ephansi ngokuqala nangeno zenyanga: ukhokha idivayisi kanye (cishe R699–R749) bese kuphela ngoshintsho ngalunye.
I-Yoco ne-iKhokha zisebenza ngaphandle kwe-inthanethi?
Kokubili zingagcina ukuthengisa lapho uxhumano lulahlekile bese ziluthumela lapho uxhumano lubuyile; ukuziphatha kuya ngedivayisi nohlelo. Bheka umhlahlandlela wokudonsa amandla.
Isiphetho
Yoco vs iKhokha kumarestaurant akuwona ukuthi owodwa “ngcono” — kuwukufaneleka. I-Yoco ifanele izilungiso ezincane nabamukeli amakhadi okokuqala abafuna amanani alula, angena zenyanga ne-Apple Pay. I-iKhokha ifanele labo abafuna amahlelo anyanga aqondile, i-loyalty efakelwe, nezin konzo ze-prepaid kusukela edivayisi efanayo. Kokubili baseKapa, banikeza ihadiwe ezingeni lokuqala ohlelwini lwe-R699–R749 nezinzengo zoshintsho cishe 2.75–2.95% nokukhokha izinsuku ezi-1–2 zomsebenzi. Awudingi ukukhetha owodwa unaphakade: i-POS ehlanganisa i-Yoco, i-iKhokha, i-PayShap, i-Ozow, i-SnapScan, ne-Capitec Pay ikuvumela uhlanganise noma ushintshe kamuva ngaphandle kokushintsha i-till yakho yonke.
Bona ukuthi uTafela uxhumanisa kanjani i-Yoco, i-iKhokha, nezinye izinketho zokukhokha ku-POS eyodwa — futhi igcina i-till yakho nokubika endaweni eyodwa ukuze ungeze noma ushintshe abahlinzeki bokukhokha njengoba irestaurant yakho ikhula.
Itlolwe ngu
Tafela Team