Buyela eBhulogi

Iinkokhelo Ezilibeleko Ekwakhiweni eSewula Afrika: Vikela Ukugeleza KweMali

Wakha Team 14 imizuzu ukufunda
Iinkokhelo Ezilibeleko Ekwakhiweni eSewula Afrika: Vikela Ukugeleza KweMali

Iinkokhelo ezilibeleko zitjhabalalisa amabhizinisi wokwakha eSewula Afrika. Akusimsebenzi omumbi. Akusiziindleko zezinto zokwakha ezikhuphukako. Akusilo nalokhu kwe-load shedding - nanyana kungasizi. Isizathu esikhulu sokuthi bakontraga bahluleke ngamakhasimende angakhokhi ngesikhathi, bakushiye uxhasa amaphrojekthi ngemali yakho ngenkathi ulinde amalanga ama-60, ama-90, nanyana ama-120 ngaphambi kokukhokhwa.

Emkhakheni wokwakha weSewula Afrika, iinkokhelo ezilibeleko azisizo iingqinamba ezimbalwa - yinto ejayelekileko. Imijikelezo yokukhokha yama-60-90 amalanga ivamile, ngitjho nanyana amakontraga atjho amalanga ama-30. Ama-retention abopha i-5-10% yenani lekontraga yakho iinyanga nanyana iminyaka. Begodu nakukhona iimpikiswano ngekhwalithi yomsebenzi nanyana ama-variation, iinkokhelo zingema ngokupheleleko, zikushiye ungenamali yokukhokhela abakontiragani abancani, abathengisi, nanyana ithimu yakho.

Umhlahlandlela lo uchaza ukuthi ungavikela njani ibhizinisi lakho lokwakha eenkokhelweni ezilibeleko. Uhlanganisa ubukhulu benkinga, amalungelo wakho asemthethweni ngaphasi kwamakontraga wokwakha weSewula Afrika, okubangela ukukhokha sekwephuzile, indlela yokukuvimbela, okufuze ukwenze nakukhokha kulibala, nokuthi kubayini amasistimu afaneleko aqakathekile ekulandeleleni ama-certificate nokugeleza kwemali.

Iinkokhelo Ezilibeleko Ekwakhiweni eSewula Afrika: Ubukhulu Benkinga

Iinkokhelo ezilibeleko ziinhlupho zesistimu emkhakheni wokwakha weSewula Afrika. Ngokuvumelana nocwaningo lwemboni, isikhathi esijayelekileko sokukhokha umsebenzi wokwakha eSewula Afrika sima-60-90 amalanga, nanyana inengi lamakontraga litjho imigomo yokukhokha yama-30 amalanga. Igebe lokukhokha elenza lokhu lidala inhlupho enkulu yokugeleza kwemali kubakontraga okufuze baxhase izinto zokwakha, umsebenzi, neendleko zokusebenza kusengaphambili.

Umjikelezo Wokukhokha Wama-60-90 Amalanga

Inengi lamakontraga wokwakha eSewula Afrika lisebenza ngomjikelezo wokukhokha wama-30 amalanga kusukela ku-certificate bekube kukukhokha. Kodwana nansi iqiniso: uqeda umsebenzi ngeViki 1, uthumele i-certificate yakho yokukhokha ngeViki 2, ulinde ukwamukelwa ngeViki 3, ufake i-invoice ngeViki 4, bese ekugcineni uthole ukukhokhwa amalanga ama-30 ngemva kwe-invoice - nangabe unenhlanhla.

Lokho kutjho ama-60-90 amalanga kusukela ngesikhathi osebenzise ngaso imali ezintweni zokwakha nomsebenzi bekube ngesikhathi othola ngaso ukukhokhwa. Ngesikhathi salelo gebe, uxhasa iphrojekthi nge-working capital yakho. Kubakontraga abaphatha amaphrojekthi amanengi, lokhu kuyaphindaphindeka - amaphrojekthi amathathu we-R2 million angatjho ukuthi udinga i-R2-R2.5 million ku-working capital ukwenzela ukubhuloho igebe lokugeleza kwemali.

Inkinga Ye-Retention

Ama-retention ayandisa inkinga yeenkokhelo ezilibeleko. Inengi lamakontraga wokwakha eSewula Afrika lineengaba ze-retention - ngokuvamile i-5-10% ye-certificate ngayinye yokukhokha iyabanjwa bekufike ekupheleleni komsebenzi (practical completion), begodu ngezinye iinkhathi bekufike ekupheleni kwesikhathi se-defects liability period (ngokuvamile iinyanga ezili-12).

Ephrojekthini ye-R5 million ene-10% retention, lokho yi-R500,000 ebotjhiweko mhlamunye iinyanga ezili-18-24. Leyo mali ayikusebenzeli inzuzo - ihlezi ku-akhawunti yekhasimende ngesikhathi sele uyisebenzisile ezintweni zokwakha nomsebenzi. Begodu nangabe i-practical completion ilibala, ukukhululwa kwe-retention nako kuyalibala, kwandise igebe lakho lokugeleza kwemali.

Ukulibala Ngebanga Leempikiswano

Nakuba kuvela iimpikiswano ngekhwalithi yomsebenzi, ama-variation, nanyana ama-certificate wokukhokha, iinkokhelo zingema ngokupheleleko. Amakhasimende ngezinye iinkhathi asebenzisa iimpikiswano ukulibazisa ukukhokha, akushiye ungenamali ngenkathi ulungisa udaba. Ngitjho nanyana iimpikiswano ziqedwa uvikelwe ngazo, ukulibala sekonakalise ukugeleza kwemali yakho.

Umthetho: Amalungelo Wakho Ngaphasi Kwamakontraga Wokwakha WeSewula Afrika

Amakontraga wokwakha weSewula Afrika anikela ukuvikelwa ngokomthetho malungana neenkokhelo ezilibeleko, kodwana kuphela nangabe uyawazi amalungelo wakho bewuwasebenzisa. I-Construction Industry Development Board (CIDB), JBCC payment certificate, i-NEC, namakontraga we-GCC woke afaka imigomo yesikhathi sokukhokha, inzuzo eenkokhelweni ezilibeleko, nokulungiswa kweempikiswano.

Iimhlahlandlela Ze-CIDB Zokusebenza Okuhle Ngeenkokhelo

I-Construction Industry Development Board (CIDB) ikhuphe iimhlahlandlela zokusebenza okuhle ngemigomo yokukhokha nenzuzo yokukhokha sekwephuzile. Nanyana zingabophi ngokomthetho, iimhlahlandlela lezi zibeka amazinga emboni begodu zikunikeza amandla nakamakhasimende alibazisa ukukhokha.

Iimhlahlandlela ze-CIDB ngeenkokhelo:

  • Ukukhokha kufuze kwenziwe kungakapheli amalanga ama-30 kusukela ku-invoice
  • Inzuzo yokukhokha sekwephuzile ifuze ibe nge-prime rate plus 2%
  • Iimpikiswano kufuze ziqedwe msinyana ukuvimbela ukulibala kwekokhelo
  • Ama-certificate wokukhokha kufuze akhitjhwe ngaphakathi kweminqamulajuqu yekontraga
  • I-retention kufuze ikhishwe msinyana ku-practical completion ne-final completion

Khomba kile iimhlahlandlela emakontrageni wakho nakuma-invoice wakho. Ziqinisa indawo yakho nakamakhasimende alibazisa ukukhokha begodu zitjengisa ukuthi okulindelekako kuwe kuhambelana namazinga emboni.

Iikhathi Zokukhokha Ze-JBCC Nezaba Zenzuzo

Amafomu wekontraga we-JBCC (Joint Building Contracts Committee) asetjenziswa khulu ekwakhiweni eSewula Afrika. Ngaphasi kwe-JBCC PBA 2018, ama-certificate wokukhokha kufuze akhitjhwe ema-7-14 amalanga ngemva kokuthola isimangalo sikakontraga, begodu ukukhokha kufuze kwenziwe ema-14 amalanga ngemva kokukhitjhwa kwe-certificate.

Imigomo ye-JBCC yokukhokha:

  • Ukontraga uthumela isimangalo sokukhokha ngelanga elitjhiwo ekontrageni (ngokuvamile ngomhla ka-25 wenyanga)
  • I-principal agent ikhupha i-certificate ema-7-14 amalanga
  • Umqatjhi ukhokha ema-14 amalanga kusukela ngelanga le-certificate
  • Inzuzo yokukhokha sekwephuzile nge-prime rate plus 2% (nangabe ikontraga iyakunikela)

Amakontraga we-JBCC nawo afaka iingaba zenzuzo malungana neenkokhelo ezilibeleko. Nangabe ukukhokha akukenziwa ngelanga elifaneleko, unelungelo lokuthola inzuzo ngesilinganiso esitjhiwo ekontrageni (ngokuvamile i-prime rate plus 2%). Le nzuzo ikhula qobe langa bekufike isikhathi sokukhokha.

Iimigomo Zokukhokha Ze-NEC

Amakontraga we-NEC (New Engineering Contract) aya ngokuya asetjenziswa khulu ekwakhiweni eSewula Afrika, khulukhulu emaphrojekthini we-infrastructure. Amakontraga we-NEC aneetikhathi eziqinileko zokukhokha neengaba zenzuzo.

Imigomo ye-NEC yokukhokha:

  • Ama-certificate wokukhokha akhitjhwa ngeenkhathi ezitjhiwo ekontrageni (ngokuvamile nyanga zoke)
  • Ukukhokha kufanele kwenziwe ngesikhathi esitjhiwo (ngokuvamile ema-14 amalanga)
  • Inzuzo yokukhokha sekwephuzile ngesilinganiso esitjhiwo
  • Ukulungiswa kweempikiswano ngokusebenzisa i-adjudication

Amakontraga we-NEC nawo aneengaba zokumisa umsebenzi nangabe ukukhokha kungakafiki, okukunikela isisekelo sekontraga sokuthatha igadango nakamakhasimende alibazisa ukukhokha.

Imigomo Yokukhokha Ye-GCC

Amakontraga we-GCC (General Conditions of Contract) asetjenziswa khulu kumaphrojekthi kahulumende nesigaba somphakathi. Amakontraga we-GCC afaka imigomo yokukhokha neengaba zenzuzo ezifana neze-JBCC.

Imigomo ye-GCC yokukhokha:

  • Ama-certificate wokukhokha akhitjhwa nyanga zoke
  • Ukukhokha kufanele ema-30 amalanga ngemva kwe-certificate
  • Inzuzo yokukhokha sekwephuzile nge-prime rate plus 2%
  • Ukulungiswa kweempikiswano nge-arbitration

Ukuqonda imigomo yokukhokha yekontraga yakho kuqakathekile. Nangabe ikontraga yakho itjho ama-30 amalanga kodwana ulinde ama-90 amalanga, unesisekelo somthetho sokubiza inzuzo nokuphakamisa udaba.

Izimbangela Zokukhokha Sekwephuzile: Kubayini Amakhasimende Angakhokhi Ngesikhathi

Ukuqonda ukuthi kubayini amakhasimende alibazisa ukukhokha kukusiza ukuvimbela inkinga. Izimbangela ezijayelekileko zifaka iimpikiswano ngekhwalithi yomsebenzi, ukulibala kokuphatha, iingqinamba zokugeleza kwemali kwekhasimende, neendlela eziyinkimbinkimbi zokugunyaza.

Iimpikiswano Ngekhwalithi Yomsebenzi

Amakhasimende avame ukulibazisa ukukhokha nakatjho ukuthi ikhwalithi yomsebenzi ayihlangabezani namaspecification nanyana kuneziphoso okufuze zilungiswe ngaphambi kokukhokha. Nanyana ezinye iimpikiswano ziliqiniso, ezinye zisetjenziswa njengendlela yokulibazisa ukukhokha nanyana ukuxoxisana amanani aphasi.

Ukuvimbela iimpikiswano zekhwalithi:

  • Bhala phasi umsebenzi ngokunabileko ngeenthombe nama-site diary
  • Thola imvumo ebhaliweko yama-variation ngaphambi kokwenza umsebenzi
  • Lungisa iziphoso msinyana nasezibonakeleko
  • Gcina ukuxhumana kucacile ne-principal agent
  • Thumela ama-certificate wokukhokha anemininingwana kanye nobufakazi obusekelako

Iimpikiswano zekhwalithi kulula ukuzivimbela kunokuzilungisa. Ngokubhala umsebenzi kuhle nangokugcina ukuxhumana kucacile, unciphisa amathuba weempikiswano ezilibazisa ukukhokha.

Ukulibala Kokuphatha

Ukulibala kokuphatha yimbangela ejayelekileko yeenkokhelo ezilibeleko. Amakhasimende angalibazisa ama-certificate wokukhokha ngebanga le:

  • Umthwalo omkhulu womsebenzi we-principal agent nanyana ukungabi khona kwakhe
  • Iindlela eziyinkimbinkimbi zokugunyaza ezifuna ukusayinwa ngabantu abanengi
  • Ama-certificate wokukhokha angakapheleli nanyana angacacanga
  • Ukuswela amadokhumende nanyana ubufakazi obusekelako
  • Ukulibala kweenqubo zangaphakathi

Ukuvimbela ukulibala kokuphatha:

  • Thumela ama-certificate wokukhokha ngesikhathi, ngasosoke isikhathi
  • Faka woke amadokhumende afunekako nobufakazi obusekelako
  • Sebenzisa amafomethi we-certificate acacileko, wobungcweti
  • Landelela kusenesikhathi ngaphambi kweminqamulajuqu
  • Yakha ubudlelwane ne-principal agent nabaphathi bamakhasimende

Ukulibala kokuphatha kuvamise ukuvikeleka. Ngokuthumela ama-certificate apheleleko, wobungcweti ngesikhathi nangokulandelela kusenesikhathi, unciphisa amathuba wokulibala.

Iingqinamba Zokugeleza KweMali Kwekhasimende

Amakhasimende angalibazisa ukukhokha ngombana angenamali etholakalako. Lokhu kuvamile khulukhulu:

  • Kubathuthukisi bepropati abalinde ukuthengiswa nanyana uxhaso lwezimali
  • Emnyangweni kahulumende oneenkambiso zebhajethi
  • Eenkhamphanini ezihlangabezana nobunzima bezezimali
  • Kumaphrojekthi lapho uxhaso lwekhasimende lulibala

Ukuzivikela eenkingeni zokugeleza kwemali kwekhasimende:

  • Hlola amandla wekhasimende wokukghona ukukhokha ngaphambi kokwamukela ikontraga
  • Xoxisana ngeenkokhelo zangaphambili nanyana imijikelezo emfutjhani yokukhokha kumakhasimende asengozini ephezulu
  • Gada umlando wekhasimende wokukhokha begodu ulandelele kusenesikhathi
  • Cabanga ngama-payment guarantee nanyana ama-bond kumaphrojekthi anenani elikhulu
  • Faka ingozi yokukhokha entengweni yakho

Iingqinamba zokugeleza kwemali kwekhasimende kunzima ukuzivimbela, kodwana ungazivikela ngokuhlola amandla wokukhokha, ukuxoxisana imigomo engcono, nokufaka ingozi yokukhokha entengweni.

Iindlela Eziyinkimbinkimbi Zokugunyaza

Iinhlangano ezinkhulu zivamise ukuba neendlela eziyinkimbinkimbi zokugunyaza ezidinga ukusayinwa ngabantu abanengi ngaphambi kokukhokha. Lokhu kungalibazisa iinkokhelo ngitjho nanyana kungekho mpikiswano nanyana iingqinamba zokugeleza kwemali.

Ukuphatha iindlela eziyinkimbinkimbi zokugunyaza:

  • Zwisisa inqubo yekhasimende yokugunyaza kusengaphambili
  • Yakha ubudlelwane nabathathiinqunto abaqakathekileko
  • Thumela ama-certificate wokukhokha kusenesikhathi ngaphambi kweminqamulajuqu
  • Landelela ngenkuthalo esigabeni ngasinye sokugunyaza
  • Cabanga ngemijikelezo emfutjhani yokukhokha nanyana iinkokhelo zangaphambili kumakhasimende ayinkimbinkimbi

Iindlela eziyinkimbinkimbi zokugunyaza zidinga ukuphathwa ngenkuthalo. Ngokuzwisisa inqubo nangokwakha ubudlelwane, unganciphisa ukulibala.

Umthelela KubaKontraga: Iindleko Zamambala Zeenkokhelo Ezilibeleko

Iinkokhelo ezilibeleko azihluphi bakontraga nje - zidala iingqinamba zokugeleza kwemali ezingatjhabalalisa amabhizinisi. Nakukhokha kulibala, bakontraga bayahluleka ukukhokhela abakontiragani abancani, abathengisi, nethimu yabo, okuletha ukutjhiywa kwamaphrojekthi, ukonakala kobudlelwane, nokwehluleka kwebhizinisi.

Inkinga Yokugeleza KweMali

Nakukhokha kulibala, bakontraga bahlangabezana neengqinamba eziphuthumako zokugeleza kwemali. Sele usebenzise imali ezintweni zokwakha nomsebenzi, kodwana awukakafumani ukukhokha. Lokhu kudala igebe lokugeleza kwemali okufuze lixhaswe yi-working capital nanyana ngezimali zangaphandle.

Umthelela ekugelezeni kwemali:

  • I-working capital enciphileko etholakalako kwamanye amaphrojekthi
  • Ukwanda kokuthembela kuma-overdraft nanyana emalimboleko
  • Iindleko zokuxhasa eziphakemeko
  • Amandla anciphileko wokuthatha umsebenzi omutjha
  • Ukwehluleka kwebhizinisi nangabe imali iyaphela

Kubakontraga abaphatha amaphrojekthi amanengi, ukulibala kwekokhelo ephrojekthini eyodwa kungathinta ukugeleza kwemali kulo lonke ibhizinisi, kwenze kube budisi ukukhokhela abakontiragani nanyana abathengisi kwamanye amaphrojekthi.

Ukungakghoni Ukukhokhela AbaKontiragani Abancani

Nawungakhokhelwa, awukghoni ukukhokhela abakontiragani bakho abancani. Lokhu kudala uchungechunge lweengqinamba:

  • AbaKontiragani abancani bema umsebenzi nanyana basabisa ngokuwumisa
  • Ubudlelwane nabakontiragani abancani buyonakala
  • Ungahlangabezana nesinyathelo somthetho esivela kubakontiragani abancani
  • Idumo lakho embonini liyalimala
  • AbaKontiragani abancani besikhathi esizako bangala ukusebenza nawe

Iingqinamba zokukhokha abakontiragani abancani zandisa inkinga yokugeleza kwemali. Ubanjwa hlangana kwamakhasimende angakhokhi nabakontiragani abalindele ukukhokhwa, kudale isimo esibudisi khulu.

Ukutjhiywa Kwephrojekthi

Ezimweni ezimbi khulu, iinkokhelo ezilibeleko zingaphoqa bakontraga ukuthi batjhiye amaphrojekthi. Nakimali iphela begodu iinkokhelo zingafiki, bakontraga bangabi nokuzikhethela ngaphandle kokumisa umsebenzi, batjhiye amaphrojekthi angakaqedwa begodu babhekane nesinyathelo somthetho esivela kumakhasimende.

Umlando wokutjhiywa kwephrojekthi:

  • Iinkokhelo ezilibeleko zidala inkinga yokugeleza kwemali
  • Inkinga yokugeleza kwemali ivimba ukukhokhela abakontiragani nabathengisi
  • AbaKontiragani nabathengisi bema umsebenzi
  • Intuthuko yephrojekthi iyacotha nanyana iyama
  • Ikhasimende liphinda lilibazise ukukhokha ngombana intuthuko iyacotha
  • Ukontraga utjhiya iphrojekthi nanyana ubhekane nesinyathelo somthetho

Ukutjhiywa kwephrojekthi kusimo esimbi khulu, kodwana kuyenzeka nakukhokha sekulibazisa ukugeleza kwemali ngendlela engasasimami.

Ubudlelwane Obonakeleko Nedumo Elonakeleko

Iinkokhelo ezilibeleko zonakalisa ubudlelwane namakhasimende, abakontiragani abancani, nabathengisi. Nawungakghoni ukukhokhela abakontiragani ngombana amakhasimende awakakhokhi, ubudlelwane buyonakala. Nawuhlala ubambelela ekulandeleni iinkokhelo, ubudlelwane nekhasimende buyadaka. Begodu nakusabalala ilizwi lokuthi ubhekene neengqinamba zokugeleza kwemali, idumo lakho embonini liyonakala.

Umthelela edumeni:

  • Amakhasimende angagwema ukusebenza nawe
  • AbaKontiragani abancani bangala ukusebenza nawe
  • Abathengisi bangafuna ukukhokhwa kusengaphambili nanyana balise isikweletu
  • Amabhanga anganciphisa imikhawulo yesikweletu nanyana ale uxhaso
  • Amandla wakho wokuwina umsebenzi omutjha ayancipha

Ukonakala kwedumo kulukhuni ukululungisa. Nakusabalale ilizwi lokuthi ubhekene neengqinamba zokugeleza kwemali, kungathatha iminyaka ukwakha ukuthembeka godu.

Amaqhinga Wokuvimbela: Ungagwema Njani Iinkokhelo Ezilibeleko

Ukuvimbela iinkokhelo ezilibeleko kulula khulu kunokuziphatha ngemva kokuthi zenzekile. Ngokusebenzisa imigomo ecacileko yokukhokha, iinqubo ezifaneleko zama-certificate wokukhokha, ama-interim certificate ngesikhathi, neendlela zokuphakamisa udaba, unganciphisa amathuba weenkokhelo ezilibeleko. Ukuze uhlele ukugeleza kwemali ngokubanzi, bona construction cash flow management in South Africa.

Imigomo Ecacileko Yokukhokha

Imigomo ecacileko yokukhokha emakontrageni wakho iqakathekile. Cacisa:

  • Umjikelezo wokukhokha (ngokuvamile ama-30 amalanga kusukela ku-certificate)
  • Indlela yokukhokha (EFT, itjhege, njll.)
  • Imininingwana ye-akhawunti yokukhokha
  • Izinga lenzuzo yokukhokha sekwephuzile (ngokuvamile i-prime rate plus 2%)
  • Iinqubo zokulungisa iimpikiswano
  • Amalanga wokukhululwa kwe-retention

Imigomo yekontraga okufanele ifakwe:

  • Ilanga lokukhokha elicaciswe kuhle
  • Izinga lenzuzo yokukhokha sekwephuzile nendlela yokulibala
  • Ilungelo lokumisa umsebenzi nangabe ukukhokha kungafiki
  • Iinqubo zokulungisa iimpikiswano
  • Amalanga nemibandela yokukhululwa kwe-retention

Imigomo ecacileko yokukhokha ikunikeza ukuvikelwa ngokomthetho nakamakhasimende alibazisa ukukhokha. Nangabe ikontraga yakho itjho ama-30 amalanga begodu ukukhokha kulibala ngama-60 amalanga, unesisekelo sokubiza inzuzo nokuphakamisa udaba.

Inqubo Efaneleko Ye-Payment Certificate

Iinqubo ezifaneleko zama-payment certificate ziqinisekisa ukuthi ama-certificate akhitjhwa ngesikhathi begodu afaka woke amaphuzu afunekako. Lokhu kunciphisa amathuba wokulibala kokuphatha nanyana iimpikiswano.

Iindlela ezihle zama-payment certificate:

  • Thumela ama-certificate wokukhokha ngesikhathi, ngasosoke isikhathi
  • Faka ukuhlukaniswa okunabileko komsebenzi ophelileko
  • Namathisela amadokhumende asekelako (iinthombe, amameasurement, ama-site diary)
  • Sebenzisa amafomethi we-certificate acacileko, wobungcweti
  • Landela amafomethi atjhiwo yikontraga (JBCC, NEC, GCC)
  • Faka izimangalo zama-variation kanye namadokhumende asekelako
  • Landelela amalanga wokuthumela nokuvunyelwa kwe-certificate

Iinqubo ezifaneleko zama-payment certificate zinciphisa ukulibala ngokuqinisekisa ukuthi ama-certificate aphelele, anembile, begodu athunyelwe ngesikhathi. Lokhu kunciphisa amathuba wokulibala kokuphatha nanyana iimpikiswano ezilibazisa ukukhokha.

Ama-Interim Certificate Ngesikhathi

Ama-interim payment certificate kufuze akhitjhwe nyanga zoke (nanyana ngeenkhathi ezitjhiwo yikontraga) kulo loke iphrojekthi. Ama-certificate ngesikhathi agcina imali igeleza begodu anciphisa igebe lokugeleza kwemali.

Isikhathi sama-interim certificate:

  • Thumela izimangalo ngaphambi komnqamulajuqu wekontraga (ngokuvamile mhla ka-25 wenyanga)
  • Landela msinyana nangabe ama-certificate angakhitjhwa ngesikhathi
  • Landelela amalanga wokukhitjhwa kwe-certificate namalanga wokukhokha
  • Phakamisa udaba nangabe ama-certificate ahlala alibala
  • Sebenzisa isoftware yokuphatha ukwakha ukwenza i-certificate generation ibe yi-automation

Ama-interim certificate ngesikhathi aqakatheke khulu ekugelezeni kwemali. Nangabe ama-certificate alibala, iinkokhelo ziyalibala, kudale iingqinamba zokugeleza kwemali. Ngokuqinisekisa ukuthi ama-certificate akhitjhwa ngesikhathi, ugcina ukugeleza kwemali kulo loke iphrojekthi.

Iinqubo Zokuphakamisa Udaba

Yiba neenqubo ezicacileko zokuphakamisa udaba ngeenkokhelo ezilibeleko. Ungalindi bekufike iinkokhelo zilibele ngama-60 amalanga ngaphambi kokuthatha igadango - phakamisa kusenesikhathi begodu ngendlela engaguquguqukiko.

Inqubo yokuphakamisa udaba:

  1. Isikhumbuzo - Isikhumbuzo sobungani amalanga ama-5 ngaphambi kwelanga lokukhokha
  2. Ukulandelela - Ukulandelela okusemthethweni ngelanga lokukhokha
  3. Isaziso senzuzo - Isaziso seenzuzo nangabe ukukhokha kulibele ngamalanga ali-7
  4. Ukuphakamisa - Phakamisa ku-principal agent nanyana ekuphathweni kwekhasimende nangabe kulibele ngamalanga ali-14
  5. Isinyathelo somthetho - Cabanga ngesinyathelo somthetho nanyana ukumisa umsebenzi nangabe kulibele amalanga ama-30+

Iinqubo zokuphakamisa udaba zikunikeza indlela ehlelekileko yokuphatha iinkokhelo ezilibeleko. Ngokuphakamisa kusenesikhathi begodu njalo, utjengisa ukuthi iinkokhelo ezilibeleko azamukeleki begodu ukhuthaza amakhasimende ukuthi akhokhe ngesikhathi.

Okufanele Ukwenze Nakukhokha Kulibele: I-Action Plan Yakho

Nakukhokha kulibala, kufuze uthathe igadango msinyana nangendlela ehlelekileko. Ungalindi - ilanga ngalinye lokulibala likubiza imali begodu lonakalisa ukugeleza kwemali yakho. Landela amagadango la ukubuyisa iinkokhelo ezilibeleko nokuvikela ibhizinisi lakho.

Isinyathelo 1: Isaziso Esisemthethweni

Thumela isaziso esibhaliweko esisemthethweni ekhasimendeni naku-principal agent nakukhokha kulibele. Isaziso kufuze:

  • Sikhombe inomboro nevangeli le-certificate yokukhokha
  • Sitjho inani elifanele ukukhokhwa nelanga lokukhokha
  • Sitjho ngokusobala ukuthi ukukhokha sekulibele
  • Sicele ukukhokhwa msinyana
  • Sikhombe imigomo yekontraga yokukhokha neengaba zenzuzo

Ithemplathi yesaziso esisemthethweni:

  • Isihloko esicacileko: “Overdue Payment - Certificate [Number]”
  • Khomba ikontraga ne-certificate yokukhokha
  • Cacisa inani elifunekako namalanga wokulibala
  • Cela ukukhokha msinyana
  • Khomba iingaba zenzuzo nangabe ukukhokha kulibele khulu

Isaziso esisemthethweni sakha umkhondo wamaphepha begodu sitjengisa ukuthi uthatha udaba ngomnqopho. Siphinde sinikele amakhasimende ithuba lokukhokha ngaphambi kokuthi uphakamise ngakumbi.

Isinyathelo 2: Izimangalo Zenzuzo

Nangabe ikontraga yakho ineengaba zenzuzo, biza inzuzo eenkokhelweni ezilibeleko. Bala inzuzo kusukela ngelanga lokukhokha okufaneleko kufike ngelanga okukhokhwe ngalo, ngesilinganiso esitjhiwo ekontrageni yakho (ngokuvamile i-prime rate plus 2%).

Ukubalwa kwenzuzo:

  • Izinga lenzuzo: Prime rate plus 2% (nanyana izinga elitjhiwo yikontraga)
  • Isikhathi sokubala: Kusukela ngelanga lokukhokha okufaneleko kufike ngelanga lokukhokha elamukelweko
  • Inzuzo yelanga: (Inani elifaneleko x Izinga lenzuzo) / 365
  • Inzuzo yoke: Inzuzo yelanga x Amalanga wokulibala

Faka inzuzo kuma-invoice wakho wokulandelela nakezazisweni ezisemthethweni. Izimangalo zenzuzo zitjengisa ukuthi ukukhokha sekwephuzile kuneemphumela begodu zikhuthaza amakhasimende ukukhokha ngesikhathi.

Isinyathelo 3: Ukuphakamisa Ku-Principal Agent Nanyana Ekuphathweni Kwekhasimende

Nangabe ukukhokha kusahlala kulibele ngemva kwesaziso esisemthethweni, phakamisa ku-principal agent nanyana ekuphathweni kwekhasimende. Ukuphakamisa kutjengisa ukuthi udaba lukhulu begodu ludinga ukunakwa msinyana.

Indlela yokuphakamisa udaba:

  • Xhumana ne-principal agent nanyana ukuphathwa kwekhasimende ngqo
  • Nika isifinyezo esibhaliweko sokukhokha okulibeleko
  • Khomba imigomo yekontraga nomlando wokukhokha
  • Cela ukukhokha msinyana nanyana iplani yokukhokha
  • Tshela ngokusobala ukumisa umsebenzi nangabe ikontraga iyakuvumela

Ukuphakamisa kuvamise ukulungisa iingqinamba zokukhokha. Umphathi ophezulu nakabona iinkokhelo ezilibeleko, bavame ukwenza ukukhokha kube yinto ephambili ukuvimbela ukulibala kwephrojekthi nanyana isinyathelo somthetho.

Isinyathelo 4: I-Adjudication Nanyana I-Arbitration

Nangabe iimpikiswano zokukhokha ziqhubeka, cabanga nge-adjudication nanyana i-arbitration ngaphasi kweenqubo zekontraga yakho zokulungisa iimpikiswano. I-adjudication iyatjhesha begodu ayibizi njengokulitigation, yenza ifanele iingqinamba zokukhokha.

Inqubo ye-adjudication:

  • Thumela impikiswano ku-adjudicator (nangabe ikontraga iyakunikela)
  • I-adjudicator yenza isiqunto esibophako (ngokuvamile ngaphakathi kwama-28 amalanga)
  • Isiqunto singaphoqwa ngamakhotho nangabe kudingeka
  • Iindleko zivamise ukuhlanganyelwa maqhema womabili

I-adjudication inikela isiqediso esikhawulezako eenkingeni zokukhokha. Nangabe ikontraga yakho ineengaba ze-adjudication, zisebenzise nakukhokha kulibela khulu begodu ezinye iindlela zehlulekile.

Isinyathelo 5: Ukumisa Umsebenzi

Nangabe ikontraga yakho iyakuvumela, cabanga ngokumisa umsebenzi bekufike ukukhokha kufumaneke. Ukumisa kuqinisa isikhundla sakho begodu kutjengisa ukuthi iinkokhelo ezilibeleko azamukeleki.

Okufanele kucatjangelwe ekumiseni:

  • Hlola imigomo yekontraga - ukumisa kungafuna isaziso nanyana imibandela ethileko
  • Nika isaziso esibhaliweko sokumisa
  • Misa umsebenzi msinyana nangokusemthethweni
  • Qala godu umsebenzi kuphela nakukhokha kufikile
  • Bhala amalanga wokumisa nokuqalisa godu

Ukumisa liyindlela yokugcina, kodwana ivamise ukusebenza. Amakhasimende nakahlangabezana nokulibala kwephrojekthi ngebanga lokumisa, bavame ukwenza ukukhokha kube yinto ephambili ukuze umsebenzi ubuyele phambili.

Kubayini Ama-Spreadsheets Neenqubo Zezandla Zihluleka

Bakontraga abanengi balandelela ama-certificate wokukhokha kuma-spreadsheet, bakhitjhe ama-certificate kuma-Word template, begodu balandele iinkokhelo ezilibeleko ngekhanda nanyana emanothini. Leyo ndlela iyabhidlika ngaphasi kweqiniso lokwakha eSewula Afrika. Ama-spreadsheet awaphoqi amafomethi we-JBCC, NEC, nanyana GCC noma ukubalwa kwe-retention, ngalokho amaphoso ayadlula begodu iimpikiswano ziyanda. I-software ye-accounting engakahlanganiswa ayazi ukuthi ngiyiphi i-certificate elindileko, ngiyiphi esele ilibele ngamalanga ali-14, nanyana ngiyiphi iphrojekthi ene-retention efanele ukukhululwa. I-principal agent nakabuza i-line item, ukuthola i-site diary nanyana i-variation approval ethasako kutjho ukumbela ema-email nephepheni.

Amaplatform wokwakha ase-US nase-Europe acabanga amafomu wekontraga ahlukileko nemijikelezo yokukhokha ehlukileko; awavamisi ukusekela imigomo yokukhokha yeSewula Afrika, ukugeleza kwemali nge-Rand, nanyana ukuhlanganiswa kwe-certificate generation nokulandelela okugcina imali igeleza. Enkingeni yeenkokhelo ezilibeleko ekwakhiweni, igebe akusilo ilwazi kodwana amasistimu: ukwenziwa kwe-certificate, ukulandelela amalanga wokukhokha, nomkhondo ocacileko wemidokhumende endaweni eyodwa.

Ubani Umhlahlandlela Lo Ohloselwe Yena

Umhlahlandlela lo uhloselwe abakhi bezindlu nezentengiselwano, abakontiragani abancani, nabathuthukisi bepropati abakhokhelwa ngama-progress certificate ngaphasi kwe-JBCC, NEC, nanyana GCC begodu abafuna ukuvikela ukugeleza kwemali nakumijikelezo yokukhokha enaba ema-60-90 amalanga nanyana ngaphezulu. Usebenza nanyana uphatha iphrojekthi eyodwa ye-R2m nanyana ezimbalwa; nanyana usebenza ngaphasi kwe-principal agent nanyana ngqo nomqhatjhi; begodu nanyana iinkokhelo ezilibeleko zenzeka kabili-kathathu nanyana zenzeka njalonjalo.

Nangabe sele ukhitjha ama-certificate ngesikhathi kodwana kusamele ulinde iinyanga ngaphambi kokukhokhwa, iingaba zamalungelo asemthethweni, ukuphakamisa udaba, nemigomo yekontraga zizokubaluleka khulu. Nangabe ukulibala kokuphatha nanyana iimpikiswano kuyimbangela enkulu, iingaba zokuvimbela neenqubo ziyasebenza. Iimiselo ziyafana: imigomo ecacileko, ama-certificate ngesikhathi, ukulandelela ngenkuthalo, namathuluzi alungileko wokulandelela nokuphoqelela ukukhokha.

Imibuzo Evame Ukubuzwa

Sithini isikhathi esinengqondo sokukhokha umsebenzi wokwakha eSewula Afrika?

Inengi lamakontraga wokwakha eSewula Afrika litjho imigomo yokukhokha yama-30 amalanga kusukela ku-certificate ukuya kukukhokha. Kodwana, i-avareji yemboni yi-60-90 amalanga ngebanga lokulibala kokuphatha neempikiswano. Iimhlahlandlela zokusebenza okuhle ze-CIDB zincoma imigomo yama-30 amalanga, begodu bakontraga kufuze baphoqelele imigomo le ngokusebenzisa ikontraga nokulandelela kusenesikhathi.

Ngingabiza inzuzo eenkokhelweni ezilibeleko?

Iye, nangabe ikontraga yakho ineengaba zenzuzo. Inengi lamakontraga we-JBCC, NEC, ne-GCC lineengaba zenzuzo eenkokhelweni ezilibeleko, ngokuvamile nge-prime rate plus 2%. Bala inzuzo kusukela ngelanga lokukhokha okufaneleko kufike ngelanga lokukhokhwa, bese uyifaka kuma-invoice wakho wokulandelela nakezazisweni ezisemthethweni.

Kufanele ngenzeni nangabe ikhasimende liphikisa i-payment certificate?

Okokuqala, hlola impikiswano kuhle. Nangabe impikiswano iyiqiniso, yisombulule msinyana ngokunikela amanye amadokhumende nanyana ngokulungisa amaphoso. Nangabe impikiswano ayinasisekelo, phendula ngokusemthethweni namadokhumende asekelako kanye nokukhomba imigomo yekontraga. Nangabe iimpikiswano ziqhubeka, cabanga nge-adjudication nanyana i-arbitration ngaphasi kweenqubo zekontraga zokulungisa iimpikiswano.

Ngingavimbela njani iinkokhelo ezilibeleko?

Vimbela iinkokhelo ezilibeleko ngokusebenzisa imigomo ecacileko yokukhokha, iinqubo ezifaneleko zama-payment certificate, ama-interim certificate ngesikhathi, neenqubo zokuphakamisa udaba. Thumela ama-certificate apheleleko, wobungcweti ngesikhathi, landelela kusenesikhathi ngaphambi kweminqamulajuqu, begodu uphakamise udaba msinyana nakukhokha kulibela. Isofthiwe yokuphatha ukwakha efana ne-Wakha ingenza i-certificate generation nokulandelela ukukhokha kube yi-automation, inciphise amathuba wokulibala.

Athini amalungelo wami nangabe ukukhokha kulibale khulu?

Nangabe ukukhokha kulibale khulu (ngokuvamile ama-30+ amalanga), ungaba nelungelo loku:

  • Biza inzuzo eenanini ezilibeleko (nangabe ikontraga iyakunikela)
  • Misa umsebenzi bekufike ukukhokha kufumaneke (nangabe ikontraga iyakuvumela)
  • Landela i-adjudication nanyana i-arbitration ngaphasi kweenqubo zokulungisa iimpikiswano
  • Thatha isinyathelo somthetho sokubuyisa ukukhokha nenzuzo

Hlola imigomo yekontraga yakho ukuze uzwisise amalungelo nemisebenzi yakho ethileko. Hlala ulandela iinqubo zekontraga begodu ufune iseluleko somthetho nangabe kudingeka.

Isiphetho

Iinkokhelo ezilibeleko ekwakhiweni eSewula Afrika ziinhlupho zesistimu, kodwana azikafaneli ukutjhabalalisa ibhizinisi lakho. Ngokuzwisisa amalungelo wakho asemthethweni ngaphasi kwe-JBCC ne-NEC, ukusebenzisa amaqhinga wokuvimbela, nokuthatha igadango msinyana nakukhokha kulibela, ungavikela ukugeleza kwemali yakho begodu uqinisekise ukuthi ibhizinisi lakho liyaphila. Iimiselo eziyinhloko zilula: faka imigomo ecacileko yokukhokha emakontrageni wakho, thumela ama-payment certificate wobungcweti ngesikhathi, landelela ngenkuthalo nakukhokha kulibela, begodu uphakamise kusenesikhathi begodu ngokungaguquguqukiko. Ukwenza lokhu emaphrojekthini amanengi kufuna isiqiniso, amasistimu, namathuluzi alandelela ama-certificate namalanga wokukhokha endaweni eyodwa.

Bona ukuthi Wakha isiza njani abakhi nabathuthukisi beSewula Afrika ukuphatha ama-payment certificate, ukulandelela ukugeleza kwemali, nokunciphisa umthelela weenkokhelo ezilibeleko ku-platform eyodwa.


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