Okuncishwa Kwentela Yomninindlu eNingizimu Afrika: Lokho Ongakucela ngo-2026

Irandi ngayinye ochitha ukuze ithole ingeniso yokuqasha ingaba okuncishwa kwentela — kodwa kuphela uma uyicela ngendlela efanele. Abaniniwe baseNingizimu Afrika abaningi abazi ukuthi yini okuncishwa kwentela yomninindlu abangakucela, noma bacela izinto ezingafanele bese bedonsa ukuhlolwa yi-SARS.

Lomhlahlandlela uhlanganisa konke okuncishwayo okuvumelekile, uchaza igebe le-capital-vs-revenue, futhi ukubonisa indlela yokuhlela amarekhodi zakho ukuze ulungiselelwe ukuhlolwa unyaka wonke. Umhlahlandlela wethu wokubala inzuzo yokuqasha.

Umthetho Wokuncishwa Kwentela Yomninindlu

I-SARS ikuvumela ukuncisha izindleko: (1) ezitholakale ekukhiqizeni ingeniso yokuqasha (Isigaba 11(a) soMthetho Wentela Engeniso), (2) ezingeyona eyenani, (3) ezisekelwe amadokhumenti (amainvoyisi, amarisipti, amastatement ebhange). Uma indleko ingahlangabezani nazo zonke izinto ezintathu, ayincishwa.

1. Inzalo Yebhondi

Lokhu kuvame kuba yincisho enkulu kabaniniwe abanebhondi. Ungacela ingxenye yenzalo yenkokhelo yebhondi yakho ngenyanga — hhayi ingxenye yenani. Ibhange lakho linikeza isitifiketi sentela sonyaka esibonisa inzalo ekhokhelwe. Ukusebenzisa okuyingxenye: uma ingxenye yesakhiwo kuphela iqashisiwe, kufanele ulinganise inzalo. Isibonelo: ukhokhe u-R90,000 ngenzalo; indlu oyiqashisayo ingama-40m² kokukonke 160m². Inzalo eincishwayo = R90,000 × (40 ÷ 160) = R22,500.

2. Amanani Omasipala Namathela

Amanani omasipala ancishwa ngokuphelele: amanani esakhiwo, ukususa udoti, izindleko zokugeza. 3. Amalevi e-Body Corporate ne-HOA: amalevi enyanga ancishwa; amalevi akhethekile (ancishwa ngonyaka abakhokhelwa wona). 4. Imali Yomshwalense: umshwalense wesakhiwo, wokulayisha, wezinto (uma kunezinto), wokulahlekelwa yokuqasha. 5. Ukulungisa Nokugcina: ukulungisa kubuyisa isakhiwo esimweni saso sangempela — kuncishwa (ukulungisa uphahla, amafasitela, ukupenda, impompi, ugesi). Ukuthuthukisa kukhulisa isakhiwo — akuncishwa, kodwa kengezwa enanini lesakhiwo nge-CGT (ukungeza igumbi, idamu, ukushintsha amafasitela, isistimu yamanzi elanga). 6. Imali Ye-ejenti Nokuphatha: imali yomphathi, ukubhalisa, imali yenkundla (isb. amahlelo e-Indlu). 7. Izindleko Zokuhlola Abaqashi: i-TPN, TransUnion, Experian, izinkonzo zokuhlola. 8. Imali Yemantji Nezochwepheshe: ukudala/ukubuyekeza amalayisi, ukuqoqa ukuqasha olungakhokhwanga, ukuphoqisa, ukubaleka kwentela. 9. Ukuphepha: armed response, amasango, i-CCTV, abaphephi. 10. Igadi Nokugcina: ukugcina igadi, idamu, ukulwa nezilokazane. 11. Izinto Zasekhaya (Uma Zikhokhelwa Umniniwe): ugesi, amanzi, igesi, i-inthanethi. 12. Izindleko Zokuhamba: uhambo oluxhumene nokuphatha isakhiwo — ukuhlola, ukuhlangana abaqashi — ngazinga elishiwo yi-SARS (R4.64/km 2025/26). 13. Imvume Yokuguga: kukuqasha okunempahla, ungacela ukuncishwa ngokuguga kwezinto ezithuthukayo ngokwezikhathi ezishiwo yi-SARS (ifurniture 6 nyaka, izinto zasekhaya 5-6, amakhaphethi 5, izinto zikagesi 3-5). 14. Isigaba 13sex Imvume Yesakhiwo: uma unesakhiwo esisha esihlala abantu (okungenani amayunithi amahlanu), ungase ufaneleke imvume yonyaka engu-5% yenani lesakhiwo (Isigaba 13sex).

Amaphutha Avame Ukudonsa Ukuhlolwa

(1) Ukucela ukuthuthukisa njengokulungisa (2) Ukungalinganisi izindleko kuzakhiwo ezisebenzisa ngokuhlukene (3) Ukucela ngaphandle kwamadokhumenti asekelayo (4) Ukucela izindleko zomuntu siqu (5) Ukucela kabili (6) Ukukhohwa ukufaka inzalo yesiqweqwe njengengeniso.

Indlela Yokuhlela Amarekhodi

Hlela ngzigaba: Ingeniso, ibhondi, amanani namalevi, umshwalense, ukulungisa, ukuphatha, imali yochwepheshe, okunye. Gcina iminyaka emihlanu kusukela usuku lokuthumela irekhodi lentela. Umhlahlandlela wethu wokuba umniniwe.

I-Indlu ilandelela izindleko ngokuziqopha ngezigaba ezithobayo yi-SARS futhi ikhiqiza izifinyezo zonyaka — ukuze ungaphutheli ukuncisha futhi ulungiselelwe ukuhlolwa.

Bona ukuthi i-Indlu igcina kanjani izimali zakuqasha zilungiselelwe ukuhlolwa.