Isoftware Yabakhi Bezindlu eNingizimu Afrika: Okumele Ukubheke

Umakhi wezindlu usebenza esikhaleni esiphakathi kwalokho umthengi akucabangile nalokho isayithi elingakwakha ngesabelomali. Emisebenzini eminingi, leso sikhala silawulwa nge-WhatsApp, ngesipredishithi nangenkumbulo. Ukwakhela abathengi bangempela izindlu kungumsebenzi ozimele. Wonke umthengi ufuna izinguquko. Yonke indlu kufanele iphumelele ukuhlolwa kwe-NHBRC. Imali ihamba kuphela uma isigaba sisayiniwe. Isoftware enhle igcina lezi zinto zihlangene. Isoftware engafanele iba yithuluzi ithimba lakho lesayithi elingasoze lilivule.

Lo mhlahlandlela uchaza lokho umakhi wezindlu waseNingizimu Afrika adinga isoftware ikwenze, indlela imithetho yasendaweni eshintsha ngayo ukukhetha, nendlela yokuhlola ithuluzi ngaphambi kokuthi ukhokhe. Ubhalelwe umakhi oqhuba izindlu, hhayi umnyango we-IT.

Lokho Umakhi Wezindlu Adinga Isoftware Ikwenze

Ngemuva kohlu lwezici, isoftware yomakhi wezindlu inemisebenzi emihlanu. Uma iphuthelwa owodwa, leyo ngxenye yomsebenzi ibuyela emaspredishithini nasemaqenjini okuxoxa.

Uhlelo nenqubekelaphambili yesayithi. Ishejuli yendlu ngayinye u-foreman azoyibuyekeza, ukuze wazi ukuthi iyiphi indlu esesikhathini, esemuva noma emile.
Ukukhetha komthengi nezinguquko. Indawo eyodwa yokubhala ukukhetha kokuqedela nezinguquko, nentengo nokugunyazwa komthengi, ukuze izinguquko zingayidli inzuzo yakho.
Izibuyekezo zomthengi. Inqubekelaphambili umthengi angayibona ngaphandle kokukushayela, esikhundleni sengxoxo ye-WhatsApp okungekho muntu ongayisesha kamuva.
Izindleko ne-cash flow. Isabelomali kumelene nezindleko zangempela zendlu ngayinye, nombono ocacile wokuthi isigaba ngasinye sikhipha imali nini. Isikhathi semali sigcina umakhi wezindlu ephila.
Ukuthobela nokunikezelwa. Ukubhaliswa kwe-NHBRC namarekhodi okuhlolwa kwendlu ngayinye, bese kuba uhlu lwezinkinga nokusayina okukhipha imali egciniwe.

Isivivinyo sangempela sanoma yiliphi ithuluzi silula: ingabe umuntu osesayithini uzolisebenzisa nsuku zonke? Esayithini lokwakha izindlu, lowo muntu ngokuvamile unesikhathi esincane somsebenzi wokuphatha. Uma eliyeka, i-dashboard yehhovisi ibonisa idatha endala.

Kungani Imithetho Yasendaweni Ishintsha Ukukhetha

Umakhi wezindlu waseNingizimu Afrika usebenza ngaphakathi kwemithetho iningi lesoftware evela phesheya elingazange lakhelwe yona. Le mithetho inquma lokho isoftware okufanele ikubhale.

I-NHBRC. I-Housing Consumers Protection Measures Act idinga ukuthi abakhi bezindlu babhalise ku-NHBRC futhi babhalise indlu entsha ngayinye ngaphambi kokuthi ukwakha kuqale. Ukuhlolwa namarekhodi ewaranti ngawendlu ngayinye.
Izinkontileka zokwakha. Abakhi abaningi basebenzisa izinkontileka ze-JBCC noma isivumelwano esilula sezindlu. Inkontileka inquma ukuthi ukhokhelwa kanjani, izinguquko zigunyazwa kanjani nokuthi umthengi ugcina malini.
Ukucishwa kukagesi nesiginali ebuthakathaka. Ukubhala esayithini kufanele kusebenze ngaphandle kwe-inthanethi futhi kuvumelanise kamuva. Uma kungenjalo, okufakwe edayari nezithombe ozidingayo engxabanweni ngeke kube khona.
AmaRandi ne-VAT. Izindleko zakho, izintengo zabathengi ne-VAT kungamaRandi. Isoftware ekhokhiswa ngemali yangaphandle yengeza izindleko ezishintsha nezinga lokushintshana kwemali.
Izilimi zasendaweni. Ithimba lakho nabathengi bakho bangakhetha izilimi ezahlukene zaseNingizimu Afrika. Ithuluzi elisesiNgisini kuphela lingabambezela abantu abasesayithini.

Ithuluzi eliphatha ukuthobela njengefolda yama-PDF, noma elingakwazi ukusebenza ngaphandle kwesiginali, liphoqa izindlela zokugwema khona lapho umakhi wezindlu engakwazi ukuzithwala khona.

Izindlela Ezintathu Abakhi Bezindlu Abasebenza Ngazo Namuhla

Iningi labakhi bezindlu baseNingizimu Afrika liqhuba ibhizinisi ngenye yezindlela ezintathu. Ngayinye inezindleko ezicacile. Ukwazi lapho ukhona kukutshela lokho ithuluzi elisha okufanele likulungise kuqala.

Indlela osebenza ngayo	Lapho isebenza khona	Lapho iphuka khona
Amaspredishithi ne-WhatsApp	Ashibhile, ayaguquguquka, wonke umuntu useyawazi	Awukho umkhondo, izinguqulo ziyangqubuzana, izinguquko zomthengi ziyalahleka, ubufakazi be-NHBRC busakazekile
Amathuluzi ajwayelekile ephrojekthi noma e-akhawunti	Mahle emisebenzini noma kuma-invoyisi	Akukho ukukhetha komthengi, awekho amarekhodi e-NHBRC, izindleko zendlu zikolunye uhlelo
Isoftware yokulinganisela kudeskithophu	Izintengo namabhili e-quantities aqinile	Ihlala ehhovisi, akukho kubhala esayithini, akukho mbono womthengi, amalayisense ngomuntu ngamunye
Isoftware yabakhi bezindlu ku-cloud	Isayithi, umthengi nemali erekhodini elilodwa	Idinga ukusethwa okufushane nesiyalo emasontweni okuqala

Iphethini kulula ukuyibona. Indlela ngayinye endala yenza ingxenye eyodwa yomsebenzi kahle, bese ishiya okunye ku-imeyili nasenkumbulweni. Umakhi wezindlu uthengisa futhi akhe ngasikhathi sinye, ngakho izikhala zivela njengezingxabano, izinkokhelo ezephuzile nenzuzo elahlekile. Umhlahlandlela wethu wokushintsha i-Excel ekuphathweni kokwakha uchaza lolo shintsho isinyathelo ngesinyathelo.

Ukukhetha Komthengi Nezinguquko: Lapho Inzuzo Iphuma Khona

Emsebenzini wokwakha izindlu, iningi lenzuzo elahlekile livela ezinguqukweni ezincane zomthengi ezingazange zibekwe intengo noma zigunyazwe ngokubhaliwe. Umpompi othuthukisiwe lapha, udonga oluhanjisiwe laphaya. Ngamunye ubukeka emncane. Uma zihlangene, zingasusa yonke inzuzo yendlu.

Isoftware kufanele yenze ukuthi lonke ushintsho lulandele indlela emfushane efanayo:

Umthengi ucela ushintsho, noma ukhetha ezinketho ezisohlwini lwakho lwezinto zokuqedela.
Ulubeka intengo, nomthelela esikhathini uma ukhona.
Umthengi ulugunyaza ngokubhaliwe, intengo ibonakala.
Ushintsho luya ethimbeni lesayithi nasesabelomalini saleyo ndlu.
Inani elengeziwe lifakwa esicelweni senkokhelo esilandelayo.

Uma noma yisiphi isinyathelo senzeka ku-WhatsApp, ushintsho kunzima ukulufakazela kamuva. Misa izinsuku ezicacile zokuvala kukho konke ukukhetha, ukuze ukukhetha okwephuzile kungamisi isayithi. Umhlahlandlela wethu wokuqhuba isango lomthengi lokukhetha kwabakhi bezindlu ubonisa indlela yokusetha imenyu, izinsuku zokuvala nokugunyaza.

Usalandelela izinguquko zomthengi ku-WhatsApp? I-Wakha igcina ukukhetha nokugunyazwa kwabathengi, ama-variation order, isango lomthengi nesabelomali kumelene nezindleko zangempela nge-ZAR kusoftware eyodwa yabakhi bezindlu baseNingizimu Afrika: bona umboniso womkhiqizo.

Izindleko, I-Cash Flow Namarekhodi E-NHBRC Ngendlu

Umakhi wezindlu kufanele abone imali nokuthobela ngendlu ngayinye, ngoba yindlela abathengi abakhokha ngayo nendlela i-NHBRC ehlola ngayo. Isamba sephrojekthi sifihla indlu eyodwa elahlekelwa yimali.

Nasi isibonelo esilula somakhi oqhuba izindlu ezintathu ku-estate eyodwa:

Indlu	Isabelomali	Izindleko kuze kube manje	Izindleko zokuqedela	Isibikezelo	Umehluko
Indlu 1	R1,800,000	R1,450,000	R380,000	R1,830,000	R30,000 ngaphezulu
Indlu 2	R1,800,000	R920,000	R860,000	R1,780,000	R20,000 ngaphansi
Indlu 3	R2,100,000	R400,000	R1,750,000	R2,150,000	R50,000 ngaphezulu
Isamba	R5,700,000	R2,770,000	R2,990,000	R5,760,000	R60,000 ngaphezulu

Isamba singaphezulu ngo-R60,000 kuphela, cishe u-1% wesabelomali. Indlu 1 neNdlu 3 zombili zingaphezulu, futhi iNdlu 2 ifihla ingxenye yenkinga. Izibalo zendlu ngayinye zikubonisa lapho okufanele wenze khona into ngaphambi kokuthi imali isetshenziswe.

Umqondo ofanayo usebenza nasekuthobeleni. Gcina ukubhaliswa kwe-NHBRC kwendlu ngayinye, imiphumela yokuhlolwa nezithombe kanye naleyo ndlu. Uma i-NHBRC, umhloli webhange noma umthengi ecela, ungabonisa irekhodi ngemizuzu embalwa. Umhlahlandlela wethu wezimfuneko ze-NHBRC eNingizimu Afrika ubala lokho okufanele ukugcine.

I-Turnkey Noma I-Plot-and-Plan: Indlela Imodeli Yakho Ebumba Ngayo Ithuluzi

Abakhi bezindlu ababili bangadinga izinto ezahlukene kusoftware, kuya ngokuthi bakhokhelwa kanjani. Yazi imodeli yakho ngaphambi kokwenza uhlu olufushane.

I-Turnkey. Uyakha bese unikeza indlu eqediwe, ngokuvamile inkokhelo ifika ekudlulisweni noma ekuqedweni. Imali yakho iboshiwe kuze kube sekunikezelweni, ngakho isoftware kufanele ivikele uhlelo nezindleko zokuqedela. Isonto ngalinye lokubambezeleka likubiza izindleko zemali nenzuzo.
I-Plot-and-plan. Ibhange lomthengi likhipha izinkokhelo zenqubekelaphambili kubhondi yakhe yekhaya njengoba indlu ifinyelela isigaba ngasinye. Umhloli webhange uhlola isigaba ngasinye kuqala. Lapha, ubufakazi bezigaba nezibuyekezo zomthengi yikona okubaluleke kakhulu. Isigaba esingabhalwanga kahle sisho inkokhelo ephuzile, futhi imali yakho iyema.

Zombili izimodeli zidinga izici eziyisisekelo ezifanayo: uhlelo, ukukhetha, izindleko nokuthobela. Isisindo siyashintsha. Abakhi be-turnkey bancike ezindlekweni zokuqedela. Abakhi be-plot-and-plan bancike ezithombeni zezigaba, emarekhodini okuhlolwa nasenqubekelaphambili umthengi angayibona. Umhlahlandlela wethu wokuphatha i-cash flow yokwakha eNingizimu Afrika uchaza indlela yokuhlela ngokwale mijikelezo yezinkokhelo.

Uhlu Lokuhlola Lomthengi Kubakhi Bezindlu

Bheka ngakunye kulokhu njengento okufanele ibe khona ngaphambi kokuthi uzibophezele. Cela umthengisi akubonise ngakunye kubukhoma, ngesibonelo sakho.

Ingabe u-foreman uzoyisebenzisa nsuku zonke efonini, ngaphandle kwe-inthanethi, ngaphandle kwempikiswano?
Ingabe iphatha ukukhetha komthengi nezinguquko, kubekwe intengo, kugunyaziwe futhi kubonakala kumthengi?
Ingabe igcina ukubhaliswa kwe-NHBRC namarekhodi okuhlolwa ngendlu ngayinye, alungele ukukhishwa uma edingeka?
Ungabona yini isabelomali kumelene nezindleko zangempela ne-cash flow ngendlu ngayinye, hhayi isamba sephrojekthi kuphela?
Ingabe ibekwe intengo ngamaRandi, futhi lonke ithimba lesayithi lingayisebenzisa njengoba ukhula?
Ingabe iqhuba uhlu lwezinkinga nokunikezelwa kuze kube sekukhishweni kwemali egciniwe?
Ingabe ungayikhipha idatha yakho ngefomethi ejwayelekile uma uhamba?

Uma ithuluzi lingakwazi ukwenza lokhu kokuqala okuthathu kahle, kungaba yi-app yomthengi engenasayithi ngemuva kwayo, noma uhlelo lwehhovisi isayithi elingasoze lilithinte.

Indlela Yokuhlola Ithuluzi Ngaphambi Kokuthenga

Idemo ibonisa isimo esingcono kakhulu. Isivivinyo esifushane endlini eyodwa yangempela sibonisa iqiniso. Sebenzisa lolu hlelo ngaphambi kokuthi usayine.

Khetha indlu eyodwa ebukhoma. Khetha enomthengi okhuthele nezinguquko ezimbalwa ezivulekile.
Faka uhlelo nesabelomali sangempela. Ungasebenzisi idatha eyisibonelo.
Nika u-foreman amasonto amabili. Mcele abhale idayari, izithombe nenqubekelaphambili esayithini, kuhlanganise nangesikhathi sokucishwa kukagesi.
Qhuba ushintsho olulodwa lomthengi kusukela ekuqaleni kuya ekugcineni. Lubeke intengo, uthole ukugunyazwa bese uhlola ukuthi lufika esabelomalini.
Khipha irekhodi le-NHBRC nombiko wezindleko. Linganisa isikhathi esithathwa yilowo nalowo.

Uma u-foreman esayisebenzisa ngemuva kwamasonto amabili, futhi ushintsho nemibiko kusebenzile, unomuntu oqinile ongamkhetha. Ukuze ubone kabanzi indlela abathuthukisi bezindlu zokuhlala abaqhathanisa ngayo amathuluzi, bheka umhlahlandlela wethu wesoftware yabathuthukisi bezindlu zokuhlala eNingizimu Afrika.

Isiphetho

Isoftware engcono kakhulu yomakhi wezindlu yileyo ithimba lakho lesayithi eliyivula nsuku zonke. Igcina uhlangothi lomthengi nohlangothi lwemali erekhodini elilodwa. ENingizimu Afrika, lokho kusho ukukhetha komthengi nombono womthengi, amarekhodi e-NHBRC ngendlu ngayinye, izindleko ne-cash flow ngamaRandi, nokubhala esayithini okusebenzayo ngesikhathi sokucishwa kukagesi. Hlola inketho ngayinye endlini eyodwa yangempela, no-foreman wakho, ngaphambi kokuthi usayine. Uhlu olufushane luzoncipha ngokushesha.

Imibuzo Evame Ukubuzwa

Iyini isoftware yomakhi wezindlu?

Isoftware yomakhi wezindlu iqhuba umsebenzi wokwakha izindlu endaweni eyodwa: ishejuli, ukukhetha komthengi nezinguquko, izibuyekezo zomthengi, izindleko ne-cash flow ngendlu ngayinye, nokuthobela kuze kube sekunikezelweni. ENingizimu Afrika iphinde idinge ukugcina amarekhodi e-NHBRC, isebenze ngaphandle kwe-inthanethi esayithini futhi ibeke intengo yakho konke ngamaRandi.

Ihluke kanjani kusoftware ejwayelekile yokwakha?

Amathuluzi ajwayelekile okwakha agxile kumaphrojekthi, emisebenzini nasemadokhumentini. Isoftware yomakhi wezindlu yengeza uhlangothi lomthengi: ukukhetha, izinguquko ezinentengo, ukugunyaza nombono womthengi. Umakhi wezindlu uthengisa futhi akhe ngasikhathi sinye, ngakho zombili izinhlangothi kufanele zihlale erekhodini elilodwa.

Ingabe amathuluzi avela phesheya ayasebenza kubakhi bezindlu baseNingizimu Afrika?

Amanye asebenza kahle ekuhleleni nasekuxhumaneni nomthengi. Hlola izinto ezintathu ngaphambi kokuthenga: ukuthi ithuluzi lingagcina amarekhodi e-NHBRC ngendlu ngayinye, ukuthi ukubhala esayithini kusebenza ngaphandle kwe-inthanethi, nokuthi likhokhisa ngamaRandi. Uma kungenjalo, uzophatha ukuthobela nezindleko ngaphandle kwethuluzi.

Yini umakhi wezindlu omncane okufanele ayibheke kuqala?

Ukusebenziseka kalula esayithini kuza kuqala, bese kuba ukukhetha komthengi namarekhodi e-NHBRC, bese kuba izindleko ne-cash flow. Thenga ithuluzi u-foreman wakho azolisebenzisa nsuku zonke. Uhlelo olunamandla olungavulwa muntu lubi kakhulu kunolula olusetshenziswa yiwo wonke umuntu.

Ingabe isoftware kufanele isebenze ngaphandle kwe-inthanethi?

Yebo. Amasayithi aseNingizimu Afrika abhekana nokucishwa kukagesi nesiginali ebuthakathaka. Okufakwe edayarini yesayithi, izibuyekezo zenqubekelaphambili nezithombe kufanele kugcinwe ngaphandle kwe-inthanethi futhi kuvumelaniswe uma uxhumano lubuya. Ithuluzi elidinga uxhumano olubukhoma lishiya izikhala ebufakazini obudinga kakhulu.

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