Ipotali Yabathengi Yabakhi Bezindlu: Lawula Iinketho Kuhle

Iimbango ezinengi zelanga le-snagging (ukuhlolwa kwe-handover) zithoma iinyanga ngaphambili. Umthengi ukhetha ithayili ku-WhatsApp, begodu kungekho namunye otlola phasi intengo. Abathengi bama-deal we-off-plan nawe-plot-and-plan bafuna ukukhetha. Abanengi bazokubhadelela ama-upgrade e-spec ejayelekileko. Nawukuqhuba kuhle, kwengeza i-margin. Nawukuqhuba kumbi, kuvuza isikhathi, imali nobuhle.

Umhlahlandlela lo uhlathulula indlela umakhi wezindlu namkha umthuthukisi we-estate weSewula Afrika angamisa ngayo inqubo yeenketho zabathengi nepotali yabathengi. Uhlanganisa irhelo leenketho, amalanga wokuvala, amaguquko wabathengi, imibiko yokuthuthuka, amadokhumenti, kanye nemigodi edosela eembangweni ngesikhathi se-handover.

Lokho Ipotali Yabathengi Ekwenzela Umakhi Wezindlu

Ipotali yabathengi yindawo yinye lapho umthengi ngamunye abona khona iyunithi yakhe, iinketho, amalanga wokugcina nokuthuthuka. Ithimba lakho liyeke ukuphendula imibuzo efanako ngefoni. Ingaba yi-module yesoftware namkha ifolda eyabelwanako ngayunithi ephethwe kuhle. Okuqakathekileko ngumthetho: irekhodi linye ngayunithi, begodu umthengi ubona irekhodi ithimba lakho elisebenza ngalo.

Kumakhi wezindlu othengisako begodu akhako ngesikhathi esifanako, ipotali yenza imisebenzi emine:

Iinketho. Umthengi ubona i-spec ejayelekileko, iinketho ezinentengo, kanye nalokho akukhethileko wakusayina.
Amalanga wokugcina. Ikhetho ngalinye linelanga lokuvala elihlobene nehlelo lokwakha.
Ukuthuthuka. Imibiko enamalanga ngayunithi, kungcono ineenthombe ezivela e-site.
Amadokhumenti. Isivumelwano sokuthengisa, ama-addendum, amaplani avunyiweko, ukubhaliswa kwe-NHBRC, amasitifikedi kanye nephakethe le-handover.

Ipotali yabathengi iphethe nolwazi lomuntu, njengamabizo, iinomboro ze-ID neenkhomba zokuthintana. Isigaba 19 se-Protection of Personal Information Act (POPIA) sifuna bona ulugcine lulondekile. Ngokwenzeka, umthengi ngamunye kufuze abone iyunithi yakhe kwaphela, begodu ukufikelela kwabasebenzi kufuze kuhambisane nomsebenzi wabo.

E-estate ekulu namkha esikimini se-sectional title, ubunengi bayinkinga. Abathengi abamatjhumi amane ngamunye abuza bona “iyunithi yami izokuphela nini?” qobe maveke amabili, kungathatha amahora amanengi wesikhathi sabasebenzi ngeveke. Nangabe ukhetha isoftware yomsebenzi woke, umhlahlandlela wethu ngesoftware yabakhi bezindlu eSewula Afrika uhlanganisa ilisti yokuhlola yomthengi. I-athikili le ihlala enqubweni.

Yakha Irhelo Leenketho Abathengi Abangakhetha Kilo

Thoma ngerhelo elimisiweko elinentengo emisiweko ngamaRandi, begodu unciphise iimbawo zokwenzelwa umuntu ngamunye. Irhelo litjhugulula iimbawo ezikhethekileko zibe zizinto eziphindwako ezinendleko eyaziwako.

Irhelo elisebenzako linamazinga amathathu:

I-spec ejayelekileko. Lokho okufakwe entengweni yokuthengisa. Khuluma ngokunembileko: ibizo lomkhiqizo namkha uhlobo, iinketho zemibala, amanani. “Amathayili kiyo yoke indawo” amema iimbango. “I-porcelain 600 x 600, iinketho zemibala ezintathu, iindawo zokuhlala neendawo ezimanzi” akwenzi njalo.
Iinketho ezinentengo. Ama-upgrade ajayelekileko ngentengo emisiweko ngomhlobo weyunithi, kufakwe i-VAT ne-margin yakho ye-admin.
Amaguquko wesakhiwo namkha womumo. Afakwa intengo ngamunye ngokwehlukana, kunye nomrholo we-architect netjhuguluko leplani. Wavumele kwaphela ngaphambi kobana amaplani weyunithi aye kumasipala.

Isibonelo seyunithi enamakamelo amathathu e-estate eGauteng. Iintengo zakho zizokwehluka.

Isigaba sekhetho	Isibonelo sento	Intengo eyisibonelo (ZAR, kufakwe i-VAT)	Kufaka
Iimfloro	Ukutjhugulula amakamelo okulala kusukela kukhaphethi kuya ku-laminate	R18,000 ukuya ku-R28,000	Izinto, umsebenzi, i-skirting
Ikhitjhini	Ama-top welitje esikhundleni se-post-formed	R25,000 ukuya ku-R45,000	I-template, ukuletha, ukufaka
Umbane	Ama-plug point aphindwe kabili angezelelweko (ngephoyinti)	R850 ukuya ku-R1,400	Iphoyinti, iintambo, kufakwe ku-CoC yombane
Amakamelo wokugeza	Umnyango we-shower ongenalo ifreyimu	R9,000 ukuya ku-R15,000	Ukuletha nokufaka
Amandla	I-DB elungele i-solar neentambo ze-inverter	R12,000 ukuya ku-R22,000	Iintambo kwaphela, akukho amaphaneli
Umumo	Ukutjhugulula ikamelo lokufunda libe likamelo lesine lokulala	Kwenziwa isiphakamiso ngeplani	Umrholo we-architect, itjhuguluko leplani, umrholo we-admin

Faka intengo kikhetho ngalinye kunye nomrholo wakho we-admin ngaphakathi. Abakhi babalela izinto nomsebenzi. Bakhohlwa amahora asetjenziswa ezinphakamisweni zentengo, ekubuyekezweni kwamaplani nekwazisweni kwe-site. Umrholo we-admin omisiweko ngetjhuguluko ngalinye ubhadela iindleko lezo begodu uyadanisa amaguquko angaqakathekiko.

Vala iintengo zerhelo isikhathi esitjhiwoko, isibonelo kuze kube kukhutjhwa kokugcina kwesigaba sokuthengisa. Irhelo elingenalo ilanga lokuphela kwesikhathi liba yinkinga ye-margin esigabeni sesibili.

Hlobanisa Amalanga Wokuvala Iinketho Nehlelo Lokwakha

Ikhetho ngalinye lidinga ilanga lokuvala elimiswa lihlelo lokwakha. Umthengi kufuze alibone ngelanga asayina ngalo. Iinketho ezifika sekudlule isikhathi zisizathu esivamileko sokuthi iyunithi isale ngemva kwabomakhelwana bayo e-estate. Iyunithi yinye elindele ikhetho lekhitjhini ibambezela ofaka amakhabethe.

Sebenza ubuyela emva kusukela esigabeni lapho into ngayinye yakhelwa khona namkha i-oda-wa khona. Bese wengeza isikhathi abaphakeli abasidingako.

Isigaba sekhetho	Ilanga lokuvala lokugcina	Isigaba sehlelo esisivikelako	Kubayini kuqakathekile
Amaguquko womumo nawesakhiwo	Ngaphambi kokungeniswa kweplani	Ukuvunywa kukamasipala nokubhaliswa kwe-NHBRC	Amaguquko ngemva kokuvunywa atjho amatjhuguluko weplani nokulibala
Amaphoyinti wombane nawe-plumbing	Ngaphambi kobana iintina zifike ku-wall plate	Ukugubha iinduli ne-first fix	Ukutjhugulula amaphoyinti ngemva kwe-plaster kutjho ukugubha iinduli eseziqediwe
Amafesidere neminyango	Ngaphambi kwe-slab namkha kwezitina zokuthoma	Ukwenza i-oda yamafreyimu	Amafreyimu wesimbi newe-aluminium athatha isikhathi eside ukufika
Ikhitjhini ne-joinery	Ngaphambi kokuqedwa kofulelo	Ukulinganisa nokwakha	Abenzi bamakhabethe badinga iimveke ezi-4 ukuya kwezi-6
Amathayili neemfloro	Ngaphambi kwama-screed	Ukwenza i-oda nokubeka	Iinketho ezifike sekudlule isikhathi zithinta ukutholakala kwezinto
Imibala yependa, i-sanitaryware, i-ironmongery	Ngaphambi kwe-second fix	Ukuqedela	Zizinto zokugcina, kodwana zisadinga isikhathi se-oda

Imithetho emibili yenza amalanga wokuvala asebenze. Kokuthoma, faka amalanga esivumelwaneni sokuthengisa namkha ku-addendum yeenketho. Tjho lokho okwenzekako nangabe umthengi aphuthelwe lilanga: kusebenza i-spec ejayelekileko. Tlola lokhu ngolimi olulula, njengombana i-Consumer Protection Act ifuna ngeevumelwano zabathengi. Kwesibili, thumela iinkhumbuzo emalangeni ali-14 nama-3 ngaphambi kwelanga ngalinye lokuvala.

Kuma-deal we-plot-and-plan, ihlelo lokwakha liqhuba godu nokubhadelwa kwebhange ngokuya ngokuthuthuka. Ibhange libhadela imalimboleko yokwakha ngezigaba, ngemva kobana umhloli walo ahlole isigaba ngasinye. Iyunithi elindele ikhetho lethayili ayikghoni ukufika esigabeni sayo esilandelako, ngalokho ukubhadelwa okulandelako nakho kuyalinda. Lokho kuhlobanisa iinketho ngqo ne-cash flow, njengombana umhlahlandlela wethu ngokuxhaswa ngemali kokuthuthukiswa kwezindlu zokuhlala uhlathulula.

Usalandela iinketho zabathengi ku-WhatsApp nakuma-spreadsheet? I-Wakha ilandelela iinketho zeyunithi ngayinye, ukuvunywa kwabathengi namaorda wetjhuguluko ngokuqhathanisa nehlelo lakho le-Gantt, begodu itjengisa abathengi ukuthuthuka kwabo epotalini yabathengi: bona i-demo yomkhiqizo.

Faka Intengo Begodu Uvume Amaguquko Wabathengi Ngaphambi Kobana Umsebenzi Uthome

Akukho tjhuguluko lomthengi elakhiwako ngaphambi kobana lifakwe intengo ngokutlolwa begodu lisayinwe ngumthengi. Kufuze libuye libhadelwe namkha lengezwe ngokusemthethweni entengweni yokuthenga. Umphathi we-site uyavuma “ukususa nje iphoyinti leplagi leyo”. Ngemva kweenyanga ezintathu akukho irekhodi, akukho ukubhadela begodu akukho lutho olufayelweko lombane.

Dlulisa yoke itjhuguluko lomthengi emagadangweni afanako:

Isibawo. Umthengi ubawa ngendlela yinye, angasoze abawe ku-foreman ekuvakatjheni kwangoMgqibelo.
Isiphakamiso sentengo. Ithimba lakho lifaka intengo, kufakwe umrholo we-admin, nanyana yini ebuyiselwako ngezinto ezijayelekileko ezisusiweko, kanye nomthelela kihlelo lomsebenzi.
Ukuvuma. Umthengi usayina isiphakamiso sentengo. Ngaphasi kwe-Alienation of Land Act, ukuthengiswa kwesiqinti kufuze kutlolwe begodu kusayinwe zinhlangothi zombili. Itjhuguluko lentengo yokuthenga kufuze lilandele isimo esifanako: i-addendum etlolweko esayinwe zinhlangothi zombili. Tjela i-conveyancer yakho bona iyihlole.
Ukubhadela. Qunta bona itjhuguluko lizokubhadelwa njani. Ama-upgrade wemali esandleni avamise ukubhadelwa kusese ngaphambili, ngombana i-bond yomthengi ivunyelwe inani elimisiweko. Nangabe itjhuguluko lengezwa entengweni, ibhange lingadinga ukuvuma i-bond godu. Lokho kungalibazisa i-transfer.
Umyalo. Kwanje kwaphela ithimba le-site lithola umyalo, kunye nesiphakamiso sentengo esisayiniweko sinamathiselwe.
Irekhodi. Tlola itjhuguluko ngaphasi kweyunithi ukuze livele ngesikhathi se-handover nakilisti ye-snag.

Itjhuguluko lomthengi liwela ngaphasi kwesivumelwano sokuthengisa. I-variation yekhontraka iwela ngaphasi kwekhontraka yakho yokwakha, kanengi ifomu elijayelekileko le-JBCC, i-NEC namkha i-GCC. Nangabe itjhuguluko lomthengi litjhugulula umsebenzi wekhontraka, udinga amarekhodi omabili, ahlobene. Ngaleyo ndlela ubhilela umthengi begodu ubhadele ikhontraka ngetjhuguluko elifanako.

Qaphela ukutjhentjhiswa kwezinto. Nangabe umkhiqizo otjhiwoko ungasekho esitokweni begodu uwutjhentjhisa, thola imvumo etlolweko yomthengi kuqala. Abathengi babona ibizo lomkhiqizo njengetjhwayo lobuleme. Ukutjhentjhisa ngokuthula kuba sisililo ngesikhathi se-handover.

Gcina Abathengi Bazi Ngaphandle Kwesiphepho se-WhatsApp

Misa isigqi semibiko esimisiweko ngayunithi, begodu abathengi bazokuyeka ukukulandela bafuna iindaba. Abathengi abakhathazekileko bafownela i-ofisi yokuthengisa. I-ofisi yokuthengisa ifownela i-site, begodu umphathi wakho we-site ulahlekelwa yihora qobe langa.

Isigqi esisebenzako kuma-estate amanengi:

Umbiko wanyanga zoke ngayunithi, onesigaba esifikelelweko, i-milestone elandelako, kanye neenthombe ezintathu namkha ezine ze-site ezinamalanga.
Iimaziso zama-milestone emaphoyintini aqakathekileko: iinsekelo, i-wall plate, ufulelo, ukuphothulwa kwangempela. Kuma-deal we-plot-and-plan, kuhlelanise lokhu nokuhlolwa kwebhange kokubhadela.
Iimaziso zokulibala ezithunyelwa msinyana, zinesizathu nelanga elitjha.
Indlela yinye kwaphela, ithimba lakho elingayifunisisa ngemva kwalokho.

Iinthombe namalanga kufuze kuvele erekhodini lomsebenzi lethimba lakho ngokwalo, kanengi idayari ye-site yokwakha. I-Wakha, isibonelo, itjengisa umthengi ngamunye ukuthuthuka okunamalanga okuvela edayarini yayo ye-site epotalini yabathengi. Umthengi ubona irekhodi le-foreman ngokwalo.

Yabelana ngokuthuthuka, hhayi ngeenkinga ithimba lakho elisazirarulula. I-lintel eqhekezekileko elungiswe ngeveke efanako ayidingi ukufika kumthengi. Inkinga yesakhiwo elibazisa iyunithi yakhe iyadinga, kunye nehlelo.

Amadokhumenti Wokwabelana Nabathengi, Nokuthi Nini

Abathengi bathemba umakhi onikela amadokhumenti ngaphambi kobana abawe. Faka ngalinye epotalini nalilungileko. Iphakethe le-handover bese lakhiwe khulu ngaphambi kwelanga le-handover.

Idokhumenti	Nini kufuze yabelwane	Amanothi
Isivumelwano sokuthengisa esisayiniweko nama-addendum	Ekusayineni	Faka i-addendum yeenketho namalanga wokuvala
I-spec ejayelekileko nerhelo leenketho	Ekusayineni	Inelanga le-version, kunye nesikhathi sokusebenza kwentengo
Ishidi lokuqinisekisa iinketho	Ngemva kwelanga ngalinye lokuvala	Lisayinwe ngumthengi, linentengo
Amaplani wokwakha avunyiweko	Ngemva kokuvunywa kukamasipala	Faka amatjhuguluko wamaguquko womumo
Isitifikedi sokubhaliswa kwe-NHBRC	Ngaphambi kobana ukwakha kuthome	I-Housing Consumers Protection Measures Act ifuna ukubhaliswa okungenani amalanga ali-15 ngaphambi kobana umsebenzi uthome. Qala umhlahlandlela wethu weengaba zokuhlola ze-NHBRC
I-CoC yombane, amasitifikedi we-plumbing ne-glazing, i-CoC yegesi nangabe ifakiwe	Ngaphambi kwe-occupation	Umasipala uzidinga bona akhiphe isitifikedi se-occupation. Ama-conveyancer abuza nge-CoC yombane, ne-CoC yegesi nangabe ifakiwe, ngesikhathi se-transfer
Isitifikedi se-occupation	Ngaphambi kwe-handover	Sikhitjhwa ngumasipala ngaphasi kwesigaba 14 se-National Building Regulations and Building Standards Act
Ilisti ye-snag nokusayina	Ekuhlolweni kwe-handover	Sebenzisa i-template yelisti ye-snag ehlelekileko
Incwadi yomnikazi wendlu namawaranti	Nge-handover	Iinsetjenziswa zekhaya, ufulelo, ukuvimba amanzi, newaranti ye-NHBRC (iminyaka emihlanu yeempho ezikhulu zesakhiwo)

Kiinkimu ze-sectional title, ngeza amadokhumenti wesikimu abathengi abazowabawa. Afaka iplani ye-sectional eyisimiso namkha ebhalisiweko, ama-participation quota, iindawo zokusebenzisa okukhethekileko, imithetho ye-body corporate kanye nehlelo lokuthoma le-levy.

Imigodi Edosela Eembangweni Ngesikhathi se-Snagging

Iimbango ezinengi zabathengi ngesikhathi se-handover zibuyela kesinye seenkhala ezisithandathu zenqubo. Zilungise msinyana, begodu ilanga le-snagging liba yilisti yokuhlola.

Iinketho ezifike sekudlule isikhathi ezingenamphumela. Tjho okuzokwenzeka begodu ukusebenzise.
Ama-upgrade angabhilwangako. Ithimba lakho le-site lidinga umthetho munye: akukho siphakamiso sentengo esisayiniweko, akukho msebenzi.
Iinthembiso zokuthengisa ezingaphandle kwe-spec. I-agent ithi “kunjalo, ungaba ne-hob yegesi”. Fundisa abasebenzi bokuthengisa ngerhelo.
Indlu yokutjengisa kuqhathaniswa ne-spec. Abathengi bacabanga bona bazokuthola yoke i-upgrade abayibonileko. Tjhwaya ama-upgrade endlini yokutjengisa. Ukukhohlisa umthengi ngalokho okufakiweko nakho kungaphula i-Consumer Protection Act.
Ukutjhentjhiswa okungatlolwanga. Ibizo lompompi elihlukileko elingenamvumo efayilini liyimbango.
“Akusikho lokho engikukhethileko.” Ngaphandle kwetjhidi leenketho elisayiniweko ngayunithi, kulizwi lakho ngokumelene nelakhe.

Iimbango ezithoma ngesikhathi se-handover kanengi zibuya ngemva kwalokho njengeemfuno zamaphoso. Umhlahlandlela wethu ngesikhathi sokuphendula ngamaphoso eSewula Afrika uhlathulula ukuthi lokho kusebenza njani nesivikelo se-NHBRC.

Indlela Abakhi be-SA Abaqhuba Ngayo Iinketho Namhlanje

Abakhi bezindlu beSewula Afrika abanengi baqhuba iinketho ngama-spreadsheet, i-imeyili ne-WhatsApp. Lokho kusebenza kuze kube yiyunithi yamatjhumi amabili. Ngemva kwalokho, umbuzo ngowokuthi ngikuphi ukuhlela okugcina irekhodi linye ngayunithi ngaphandle kokwengeza i-admin.

	I-Spreadsheet + WhatsApp	Ifolda eyabelwanako ngayunithi	Isoftware ekhethekileko yezindlu zokuhlala
Iinketho ngayunithi ezinentengo	Ngesandla, kulula ukonakala	Kungenzeka, kudinga ukubizwa kwamafayili okuqinileko	Yakhelwe ngaphakathi, ineentengo nokuvunywa kwabathengi
Ukubona ukuthuthuka okubhekiswe kumthengi	Awa	Ilinki yefolda yokufunda kwaphela	Ipotali yabathengi enokuthuthuka okunamalanga
Amalanga wokuvala ngayunithi	Ngesandla	Ngesandla	Alandelwa kunye neenketho
Ukuhlobana nehlelo lokwakha	Akukho	Akukho	Kuhlanganisiwe nangabe ukuhlela kusethulusini elifanako
Amarekhodi we-NHBRC namasitifikedi ngayunithi	Ngesandla	Kufakwa ngesandla	Kulandelwa ngayunithi
Kusebenza i-offline ngesikhathi se-load shedding	Ngokwengcenye	Kuya nge-sync	Imodi ye-offline
Iindleko zokuqhuba	Imali encani, isikhathi esinengi se-admin	Imali encani, isikhathi esiphakathi se-admin	I-subscription, isikhathi esincani se-admin

Ifolda eyabelwanako ngayunithi ligadango lokuthoma elifaneleko kumakhi omncani. Liphoqa irekhodi linye ngayunithi begodu alibizi litho. Nawuhlola isoftware, bawa i-demo ephilako ngemihlobo yeyunithi yakho. Hlola iinketho nemibiko yabathengi, intengo ingeyama-ZAR, ngaphambi kobana usayine.

Isiphetho

Inqubo yeenketho lithulusi le-margin ngaphambi kobana ibe lithulusi lokunakekela amakhasimende. Misa irhelo neentengo. Hlobanisa ilanga ngalinye lokuvala nehlelo. Dlulisa yoke itjhuguluko lomthengi esiphakamisweni sentengo esisayiniweko. Yabelana ngokuthuthuka namadokhumenti ngesigqi esimisiweko, ngendlela yinye. I-handover bese iba kuhlola lokho okuvunyelwenwe ngakho. Ipotali yakho yabathengi ingathoma ilula bese iyakhula. Ukuziyala kufuze kube khona kusukela eyunithini yokuthoma oyithengisako.

Imibuzo Evame Ukubuzwa

Yini ipotali yabathengi yomakhi wezindlu?

Ipotali yabathengi yindawo yinye lapho umthengi ngamunye abona khona iinketho zeyunithi yakhe, amalanga wokuvala, imibiko yokuthuthuka namadokhumenti. Isebenza kuhle khulu nangabe umthengi abona irekhodi elifanako ithimba lakho elisebenza ngalo.

Abathengi kufuze benze nini iinketho zabo zokuqedela?

Ikhetho ngalinye kufuze libe nelanga lokuvala elihlobene nehlelo lokwakha. Amaguquko womumo enziwa ngaphambi kokungeniswa kweplani, namaphoyinti wombane ngaphambi kwe-wall plate. Amakhitjhini enziwa ngaphambi kokuqedwa kofulelo, namathayili ngaphambi kwama-screed. Faka amalanga esivumelwaneni sokuthengisa namkha ku-addendum yeenketho.

Abakhi bezindlu kufuze babize njani ama-upgrade wabathengi?

Sebenzisa irhelo elimisiweko elinentengo ngama-ZAR, kufakwe i-VAT nomrholo we-admin. Thola isiphakamiso sentengo esisayiniweko setjhuguluko ngalinye. Ama-upgrade wemali esandleni avamise ukubhadelwa kusese ngaphambili, ngombana i-bond yomthengi ivunyelwe inani elimisiweko. Itjhuguluko lentengo yokuthenga kufuze lifakwe ku-addendum etlolweko esayinwe zinhlangothi zombili, ehlolwe yi-conveyancer yakho.

Ngimaphi amadokhumenti umthengi okufuze awathole ngaphambi kwe-handover?

Okungenani: isivumelwano esisayiniweko nama-addendum, ukuqinisekiswa kweenketho, amaplani avunyiweko, isitifikedi sokubhaliswa kwe-NHBRC, amasitifikedi wombane newe-plumbing, isitifikedi se-occupation, ilisti ye-snag kanye nencwadi yomnikazi wendlu. Abathengi be-sectional title badinga godu amadokhumenti wesikimu.

I-athikili ezihlobeneko: